871 W Maplehurst St, Ferndale, MI 48220 Property Records

Oakland County property record for 871 W Maplehurst St, Ferndale, MI 48220

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,501 sqft · built 2006
Lot Size	0.221 acres (9,627 sqft)
Owner	2 Individual Names on File
Last Sale	$442,000 (Sep 2021)
Tax Bill	$11,460 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Apr 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`24-25-28-404-010`

Property Details

APN / Parcel Number

Primary APN	`24-25-28-404-010`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,501 sqft Living Area
1st Floor Area	755 sqft
Basement Area	736 sqft
Unfinished Basement	736 sqft
Game Room	Game Room

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,627 sqft (0.221 acres)
Lot Dimensions	214 ft deep x 45 ft wide
Garage Area	568 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	126 sqft
Deck Area	160 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	871 W MAPLEHURST ST
City	FERNDALE
State	MI
Zip	48220-1294
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T1N, R11E, SEC 28 ASSESSOR'S REPLAT OF OAKRIDGE SUB LOT 40, ALSO 1/2 OF VAC ALLEY ADJ TO SAME
Legal Range	11E
Legal Township	01N
Legal Section	28
Legal Subdivision	ASSESSOR'S REPLAT OF OAKRIDGE SUB
Legal Lot Number	40
Jurisdiction	OAKLAND MI
Township / Civil Division	FERNDALE
Census Block Group	3
Census Block	3005
Census Tract	173200

Owner

871 W Maplehurst St is owned and occupied by two individuals who bought it in September 2021.

Source: Oakland County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	871 W MAPLEHURST ST, FERNDALE, MI 48220-1294
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2021	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU
Apr 29, 2020	Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK
May 21, 2020	Warranty Deed, Transfer · Conventional Mortgage PREMIA MORTGAGE LLC
Dec 5, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 13, 2021 · Amount on File
Deed Sale	Sep 13, 2021 · Amount on File
Prior Sale	May 21, 2020 · Amount on File
Deed Document Number	2021219861
Deed Book / Page	56841 / 175
Prior Transfer Date	Sep 15, 2017
Prior Transfer Doc	0000221673
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Sep 13, 2021
Property Address	871 W MAPLEHURST ST, FERNDALE, MI 48220-1294
Document Number	0000219861
Book / Page	56841 / 175
Map Reference	LB 54 PG 42
Instrument Date	Sep 3, 2021
Instrument	219861
Transaction Type	Transfer
Record Updated	Sep 30, 2021
Title Company	DEVON TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,801.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	871 W MAPLEHURST ST, 871, FERNDALE, MI 48220-1294

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	871 W MAPLEHURST ST, FERNDALE, MI 48220-1294

Mortgage

Document Number	0000223846
Date	Sep 17, 2021
Book Page	56867/397
Instrument	223846

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	871 W MAPLEHURST ST, FERNDALE, MI 48220-1294
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000085379
Date	Apr 29, 2020
Book Page	54146/868
Instrument	85379

Lender

Name	FIRST STATE BANK
Type	Bank
Address	SAINT CLAIR SHORES, MI 48080

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	6 Months
Due	Oct 17, 2020

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	May 21, 2020
Property Address	871 W MAPLEHURST ST, FERNDALE, MI 48220-1294
Document Number	0000098017
Book / Page	54236 / 890
Map Reference	LB 54 PG 42
Instrument Date	May 15, 2020
Instrument	98017
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,967.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	871 W MAPLEHURST ST, 871, FERNDALE, MI 48220-1294

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	871 W MAPLEHURST ST, FERNDALE, MI 48220-1294

Mortgage

Document Number	0054235875
Date	May 21, 2020
Instrument	54235/875

Lender

Name	PREMIA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAKLAND MI
Recording Date	Dec 5, 2017
Property Address	871 W MAPLEHURST ST, FERNDALE, MI 48220-1294
Document Number	0000221673
Book / Page	051351 / 000339
Instrument Date	Sep 15, 2017
Instrument	221673
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	871 W MAPLEBURST ST FERNDALE MI 48220, FERNDALE, MI 48220

Tax Assessment & Valuation

The 2025 property tax bill for 871 W Maplehurst St was $11,460 with a homeowner's exemption, down 3.3% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Ferndale City
Unified School District	Ferndale Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,460.00 (-3.27%) Homeowner's exemption	$241,460	$482,920
2024	$11,847.00
2023		$226,510	$453,020
2021	$11,584.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 871 W Maplehurst St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 871 W Maplehurst St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNDALE serves 22,105 people · EPA ID MI0002280
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	May 2021
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Nov 2020
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 788 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: WOW Internet, Cable & Phone.

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