849 W Maplehurst St, Ferndale, MI 48220 Property Records

Oakland County property record for 849 W Maplehurst St, Ferndale, MI 48220

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,338 sqft · built 1941
Lot Size	0.221 acres (9,627 sqft)
Owner	2 Individual Names on File
Last Sale	$262,000 (Nov 2019)
Tax Bill	$7,606 (2025)
Deeds & Mortgages	Nov 2019 Sale & Mortgage Oct 2017 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`24-25-28-404-013`

Property Details

APN / Parcel Number

Primary APN	`24-25-28-404-013`
Alternative APN	`2528404013`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,338 sqft Living Area
1st Floor Area	975 sqft
Basement Area	800 sqft
Unfinished Basement	1,506 sqft

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,627 sqft (0.221 acres)
Lot Dimensions	214 ft deep x 45 ft wide
Garage Area	408 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	25 sqft
Deck Area	221 sqft
Patio Area	221 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	849 W MAPLEHURST ST
City	FERNDALE
State	MI
Zip	48220-1294
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T1N, R11E, SEC 28 ASSESSOR'S REPLAT OF OAKRIDGE SUB LOT 43, ALSO 1/2 OF VAC ALLEY ADJ TO SAME
Legal Range	11E
Legal Township	01N
Legal Section	28
Legal Subdivision	ASSESSOR'S REPLAT OF OAKRIDGE SUB
Legal Lot Number	43
Jurisdiction	OAKLAND MI
Township / Civil Division	FERNDALE
Census Block Group	3
Census Block	3005
Census Tract	173200

Owner

849 W Maplehurst St is owned and occupied by two individuals who bought it in November 2019.

Source: Oakland County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	849 W MAPLEHURST ST, FERNDALE, MI 48220-1294
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2019	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Oct 10, 2017	Warranty Deed, Transfer · Construction Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2019 · Amount on File
Deed Sale	Nov 14, 2019 · Amount on File
Prior Sale	Oct 10, 2017 · Amount on File
Deed Document Number	2019799
Deed Book / Page	53500 / 450
Prior Transfer Date	May 28, 1997
Record Updated	Oct 29, 2026

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Nov 14, 2019
Property Address	849 W MAPLEHURST ST, FERNDALE, MI 48220-1294
Document Number	0000190799
Book / Page	53500 / 00450
Map Reference	LB 54 PG 42
Instrument Date	Oct 28, 2019
Instrument	190799
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	LIBERTY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,253.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	849 W MAPLEHURST ST, 849, FERNDALE, MI 48220-1294

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	849 W MAPLEHURST ST, FERNDALE, MI 48220-1294

Mortgage

Document Number	5350000388
Date	Nov 14, 2019
Instrument	53500/00388

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2049

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Oct 10, 2017
Property Address	849 W MAPLEHURST ST, FERNDALE, MI 48220-1294
Document Number	0000188000
Book / Page	051162 / 000104
Instrument Date	Oct 5, 2017
Instrument	188000
Transaction Type	Transfer
Record Updated	Nov 21, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,119.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46884 SPRINGHILL DR SHELBY TOWNSHIP MI 483174068, SHELBY TOWNSHIP, MI 48317-4068

Mortgage

Document Number	188001
Date	Oct 10, 2017
Book Page	051162/000106
Instrument	188001

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 9, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 849 W Maplehurst St was $7,606 with a homeowner's exemption, down 3.1% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Ferndale City
Unified School District	Ferndale Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,606.00 (-3.12%) Homeowner's exemption	$162,270	$324,540
2024	$7,851.00
2023		$151,020	$302,040
2021	$7,506.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 849 W Maplehurst St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 849 W Maplehurst St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNDALE serves 22,105 people · EPA ID MI0002280
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	May 2021
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Nov 2020
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 788 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: WOW Internet, Cable & Phone.

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