850 W Maplehurst St, Ferndale, MI 48220 Property Records

Oakland County property record for 850 W Maplehurst St, Ferndale, MI 48220

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,702 sqft · built 1922
Lot Size	0.225 acres (9,801 sqft)
Owner	2 Trust Names on Record
Tax Bill	$4,656 (2025)
Deeds & Mortgages	Dec 2022 Second Mortgage Jul 2021 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-25-28-403-039`

Property Details

APN / Parcel Number

Primary APN	`24-25-28-403-039`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,702 sqft Living Area
1st Floor Area	1,134 sqft
Basement Area	757 sqft
Unfinished Basement	757 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1922
Effective Year Built	Effective 2007
Architectural Style	Bungalow
Exterior Material	Wood Siding
Foundation Type	No Foundation
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,801 sqft (0.225 acres)
Lot Dimensions	217 ft deep x 45 ft wide
Deck Area	520 sqft
Patio Area	586 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	850 W MAPLEHURST ST
City	FERNDALE
State	MI
Zip	48220-1291
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T1N, R11E, SEC 28 ASSESSOR'S REPLAT OF OAKRIDGE SUB LOT 17
Legal Range	11E
Legal Township	01N
Legal Section	28
Legal Subdivision	ASSESSOR'S REPLAT OF OAKRIDGE SUB
Legal Lot Number	17
Jurisdiction	OAKLAND MI
Township / Civil Division	FERNDALE
Census Block Group	3
Census Block	3003
Census Tract	173200

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on Record
Mailing Address	850 W MAPLEHURST ST, FERNDALE, MI 48220-1291
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CREDIT UNION ONE
Jul 8, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CREDIT UNION ONE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 14, 2003
Transfer Doc	0301210553
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	850 W MAPLEHURST ST, FERNDALE, MI 48220-1291
Transaction Type	Mortgage
Record Updated	Jan 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	850 W MAPLEHURST ST, FERNDALE, MI 48220-1291

Mortgage

Document Number	0000487342
Date	Dec 29, 2022
Book Page	58343/653
Instrument	487342

Lender

Name	CREDIT UNION ONE
Type	Credit Union
Address	FERNDALE, MI 48220

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	58 Months
Due	Oct 14, 2027

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	850 W MAPLEHURST ST, FERNDALE, MI 48220-1291
Transaction Type	Mortgage
Record Updated	Aug 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	850 W MAPLEHURST ST, FERNDALE, MI 48220-1291

Mortgage

Document Number	0000170603
Date	Jul 8, 2021
Book Page	56517/222
Instrument	170603

Lender

Name	CREDIT UNION ONE
Type	Credit Union
Address	FERNDALE, MI 48220

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	59 Months
Due	Jun 1, 2026

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Ferndale City
Unified School District	Ferndale Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,656.00 (-1.61%) Homeowner's exemption	$182,690 (+4.57%)	$365,380 (+4.57%)
2024	$4,732.00 (+5.88%)
2023		$174,700	$349,400
2021	$4,469.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNDALE serves 22,105 people · EPA ID MI0002280
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	May 2021
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Nov 2020
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 788 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: WOW Internet, Cable & Phone.

Nearby Properties on W Maplehurst St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures