Kane County property record for 871 Adams St, Elgin, IL 60123 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1954 |
| Square Footage | 1,203 sqft Living Area |
| Lot Size | 7,841 sqft (0.18 acres) |
| Garage | Attached |
| Last Sale | $255,500 (2023) |
| Tax Bill | $5,438.00 (2025) |
| Primary APN | 06-23-157-002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,203 sqft Living Area |
| Gross Area | 2,406 sqft Gross Area |
| 1st Floor | 1,203 sqft 1st Floor |
| Basement Area | 1,203 sqft Basement |
| Stories | 1 Stories |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Ranch Style |
| Construction Type | Frame Construction |
| Lot Area | 7,841 sqft (0.18 acres) |
| Depth X Width | 132 ft x 60 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Cooling System | None Cooling |
|---|---|
| Water Source | Commercial Water Source |
| Street Address | 871 ADAMS ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-7369 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | COUNTY CLERKS SUB OF LANDS SOUTH 60 FT NORTH 439.7 FT WEST 132 FT LYING EAST OF COMMONWEALTH AVE OF SOUTH 11 1/2 CHAINS LOT W OF LOT 13 SEC 23-41-8 |
| Legal Range | 08 |
| Legal Township | 41 |
| Legal Section | 23 |
| Legal Subdivision | COUNTY CLERKS SUB |
| Legal Block | 4 |
| Legal Lot Number | 13,W |
| Jurisdiction | KANE IL |
| Minor Civil Division | ELGIN |
| Census Blockgroup | 4 |
| Census Block | 4020 |
| Census Tract | 851600 |
Source: Kane County records · APN 06-23-157-002
Assessment roll updated December 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 159 S PORTER ST, ELGIN, IL 60120-6610 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Tenant By Entirety |
| Date | Document |
|---|---|
| Mar 10, 2026 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORP |
| Mar 07, 2023 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage GO MORTGAGE LLC |
| Oct 06, 2020 | Deed of Trust, Mortgage · Veterans Administration Mortgage FREEDOM MORTGAGE CORP |
| Dec 03, 2019 | Deed of Trust, Mortgage · Veterans Administration Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 08, 2017 | Warranty Deed, Transfer · Veterans Administration Mortgage USAA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 07, 2023 · Amount on Record |
| Deed Sale | Mar 07, 2023 · Amount on Record |
| Prior Sale | Dec 08, 2017 · Amount on Record |
| Deed Doc Number | 20237005 |
| Prior Transfer Date | Nov 04, 2003 |
| Prior Transfer Doc | 0000194253 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 871 ADAMS ST, ELGIN, IL 60123-7369 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2026 |
| Name | Verified Name |
|---|---|
| Address | 871 ADAMS ST, ELGIN, IL 60123-7369 |
| Document Number | 0000009519 |
|---|---|
| Date | Mar 10, 2026 |
| Instrument | 2026K009519 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 326 Months |
| Due | May 01, 2053 |
| Rate | 6.12% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Mar 07, 2023 |
| Property Address | 871 ADAMS ST, ELGIN, IL 60123-7369 |
| Document Number | 0000007005 |
| Instrument Date | Feb 28, 2023 |
| Instrument | 2023K007005 |
| Transaction Type | Transfer |
| Record Updated | Mar 14, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $255.50 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 871 ADAMS ST, ELGIN, IL 60123-7369 |
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 871 ADAMS ST, ELGIN, IL 60123-7369 |
| Document Number | 0000007006 |
|---|---|
| Date | Mar 07, 2023 |
| Instrument | 2023K007006 |
| Name | GO MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.62% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 871 ADAMS ST, ELGIN, IL 60123-7369 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | ELEVATED TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0000059099 |
|---|---|
| Date | Oct 06, 2020 |
| Instrument | 2020K059099 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 871 ADAMS ST, ELGIN, IL 60123-7369 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000058380 |
|---|---|
| Date | Dec 03, 2019 |
| Instrument | 2019K058380 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Aug 01, 2049 |
| Rate | 3.25% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Dec 08, 2017 |
| Property Address | 871 ADAMS ST, ELGIN, IL 60123-7369 |
| Document Number | 0000063911 |
| Instrument Date | Dec 01, 2017 |
| Instrument | 63911 |
| Transaction Type | Transfer |
| Record Updated | Jan 03, 2018 |
| Title Company | FREEDOM TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $225.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 871 ILLINOIS AVE ELGIN IL 601208361, ELGIN, IL 60120-8361 |
| Document Number | 63912 |
|---|---|
| Date | Dec 08, 2017 |
| Instrument | 63912 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 07, 2047 |
Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,438.00 (+15.8%) | ||
| 2024 | $73,033 (+21.4%) Land $15,901 Building $57,132 | $219,187 (+21.44%) Land $47,722 Building $171,465 | |
| 2022 | $4,696.00 (+16.35%) Homeowner's exemption | $60,161 (+6.96%) Land $13,098 Building $47,063 | $180,483 (+6.96%) Land $39,294 Building $141,189 |
| 2021 | $4,036.00 Disabled Person's exemption Veteran's exemption | $56,247 Land $12,246 Building $44,001 | $168,741 Land $36,738 Building $132,003 |
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