Kane County property record for 1004 Adams St, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 936 sqft · built 1953 |
| Lot Size | 0.16 acres (6,985 sqft) |
| Owner | Individual Name on File |
| Last Sale | $148,500 (Mar 2002) |
| Tax Bill | $5,095 (2025) |
| Deeds & Mortgages | Jan 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-23-103-029 |
| Primary APN | 06-23-103-029 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 936 sqft Living Area |
| Gross Area | 1,872 sqft |
| 1st Floor Area | 936 sqft |
| Basement Area | 936 sqft |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Construction Type | Frame |
| Lot Area | 6,985 sqft (0.16 acres) |
| Lot Dimensions | 127 ft deep x 55 ft wide |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|
| Street Address | 1004 ADAMS ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-7264 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CLEARVIEW ADDN LOT 6 |
| Legal Subdivision | CLEARVIEW ADDN |
| Legal Block | 3 |
| Legal Lot Number | 6 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 854900 |
1004 Adams St is owned and occupied by an individual who bought it in March 2002.
Source: Kane County records, as of July 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1004 ADAMS ST, ELGIN, IL 60123-7264 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 1, 2002 · Amount on File |
| Deed Sale | Mar 1, 2002 · Amount on File |
| Deed Document Number | 200230051 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 1004 ADAMS ST, ELGIN, IL 60123-7264 |
| Document Number | 0000001979 |
| Instrument Date | Jan 8, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2019 |
| Name | Verified Name |
|---|---|
| Address | 1004 ADAMS ST ELGIN IL 601237264, ELGIN, IL 60123-7264 |
| Document Number | 0000001979 |
|---|---|
| Date | Jan 15, 2019 |
| Instrument | 1979 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 14, 2034 |
| Rate | 4.5% |
|---|
The 2025 property tax bill for 1004 Adams St was $5,095 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,095.00 Homeowner's exemption | $74,789 (+8.57%) Land $17,827 Building $56,962 | $224,457 (+8.57%) Land $53,502 Building $170,954 |
| 2024 | $68,886 Land $16,420 Building $52,466 | $206,741 Land $49,280 Building $157,461 | |
| 2022 | $4,400.00 (+4.81%) Homeowner's exemption | $56,746 (+6.96%) Land $13,526 Building $43,220 | $170,238 (+6.96%) Land $40,578 Building $129,660 |
| 2021 | $4,198.00 Homeowner's exemption | $53,054 Land $12,646 Building $40,408 | $159,162 Land $37,938 Building $121,224 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1004 Adams St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1004 Adams St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 626 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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