Kane County property record for 1023 Adams St, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,518 sqft · built 1948 |
| Lot Size | 0.224 acres (9,774 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $317,000 (Jul 2024) |
| Tax Bill | $6,453 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-22-284-004 |
| Primary APN | 06-22-284-004 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 5 Stories |
| Building Area | 1,518 sqft Living Area |
| Gross Area | 2,287 sqft |
| Basement Area | 769 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Cape Cod |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 9,774 sqft (0.224 acres) |
| Lot Dimensions | 181 ft deep x 54 ft wide |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Water Source | Commercial |
| Street Address | 1023 ADAMS ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-7263 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUNSET PARK LOT 1 BLOCK 8 |
| Legal Subdivision | SUNSET PARK |
| Legal Block | 8 |
| Legal Lot Number | 1 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 854900 |
1023 Adams St is owned and occupied by two individuals who bought it in July 2024.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1023 ADAMS ST, ELGIN, IL 60123-7263 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 8, 2024 · Amount on File |
| Deed Sale | Jul 8, 2024 · Amount on File |
| Prior Sale | May 26, 2005 · Amount on File |
| Deed Document Number | 202423409 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 1023 ADAMS ST, ELGIN, IL 60123-7263 |
| Transaction Type | Mortgage |
| Record Updated | Feb 4, 2022 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000005958 |
|---|---|
| Date | Jan 31, 2022 |
| Instrument | 2022K005958 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | ITASCA, IL 60143 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Rate | 2.99% |
|---|
The 2025 property tax bill for 1023 Adams St was $6,453.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,453.00 | $92,587 (+8.57%) Land $18,861 Building $73,726 | $277,872 (+8.57%) Land $56,606 Building $221,267 |
| 2024 | $85,278 Land $17,372 Building $67,906 | $255,936 Land $52,137 Building $203,800 | |
| 2022 | $5,571.00 (+4.64%) Homeowner's exemption | $70,249 (+6.96%) Land $14,310 Building $55,939 | $210,747 (+6.96%) Land $42,930 Building $167,817 |
| 2021 | $5,324.00 Homeowner's exemption | $65,678 Land $13,379 Building $52,299 | $197,034 Land $40,137 Building $156,897 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1023 Adams St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1023 Adams St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 626 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures