Calvert County property record for 8709 C St, Chesapeake Beach, MD 20732
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 3,249 sqft · built 1940 |
| Lot Size | 0.076 acres (3,300 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $169,900 (Dec 1997) |
| Tax Bill | $7,931 (2025) |
| Deeds & Mortgages | Jun 2023 Mortgage Dec 2019 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-042197 |
| Primary APN | 03-042197 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,249 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Stucco |
| Roof Material | Composition Shingle |
| Lot Area | 3,300 sqft (0.076 acres) |
| Lot Dimensions | 110 ft deep x 30 ft wide |
| View / Lot | Waterfront |
| Porch | Slab |
| Porch Area | 82 sqft |
| Deck Area | 416 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 042197 |
|---|---|
| Street Address | 8709 C ST |
| City | CHESAPEAKE BEACH |
| State | MD |
| Zip | 20732-9235 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-7.5 |
| Legal Description | LT 16 WALKER SUB |
| Legal Subdivision | WALKER SUB |
| Legal Lot Number | 16 |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 3, SUNDERLAND |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 860404 |
Source: Calvert County records, as of December 2, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 8709 C ST, CHESAPEAKE BEACH, MD 20732-9235 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 23, 2023 | Deed of Trust, Mortgage · FHA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Dec 27, 2019 | Loan Modification, Mortgage · Conventional Mortgage RBS CITIZENS NA |
| Jan 10, 2017 | Quit Claim Deed ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 9, 1997 · Amount on Record |
| Deed Sale | Dec 9, 1997 · Amount on Record |
| Prior Sale | Mar 31, 1982 · Amount on Record |
| Deed Document Number | 1997981406 |
| Deed Book / Page | 1002 / 311 |
| Last Transfer Date | May 27, 2011 |
| Transfer Doc | 0037230332 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 8709 C ST, CHESAPEAKE BEACH, MD 20732-9235 |
| Transaction Type | Mortgage |
| Record Updated | Jul 10, 2023 |
| Title Company | LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 8709 C ST, CHESAPEAKE BEACH, MD 20732-9235 |
| Document Number | 0064490304 |
|---|---|
| Date | Jun 23, 2023 |
| Book Page | 6449/304 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23452 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 8709 C ST, CHESAPEAKE BEACH, MD 20732-9235 |
| Document Number | 0055450325 |
| Instrument Date | Dec 27, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 8709 C ST CHESAPEAKE BEACH MD 207329235, CHESAPEAKE BEACH, MD 20732-9235 |
| Document Number | 0055450325 |
|---|---|
| Date | Mar 12, 2020 |
| Book Page | 005545/000325 |
| Name | RBS CITIZENS NA |
|---|---|
| Type | Bank |
| Address | EWING, NJ 08618 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Jan 10, 2017 |
| Property Address | 8709 C ST, CHESAPEAKE BEACH, MD 20732-9235 |
| Document Number | 0049230216 |
| Book / Page | 004923 / 000216 |
| Instrument Date | Dec 28, 2016 |
| Record Updated | Feb 28, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 8709 C ST CHESAPEAKE BEACH MD 207329235, CHESAPEAKE BEACH, MD 20732-9235 |
Source: Calvert County assessment roll, as of July 29, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Municipality | Chesapeake Beach Town |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,931.00 (+15.8%) | $746,500 (+9.07%) Land $379,000 Building $367,500 | $746,500 (-) Land $379,000 Building $367,500 |
| 2023 | $6,849.00 | $684,433 | $746,500 Land $379,000 Building $367,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 42 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 42 in force |
| Nearby Flood Claims | 2 (2021) |
| Most Recent Claim | Oct 2021 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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