8701 C St, Chesapeake Beach, MD 20732 Property Records

Calvert County property record for 8701 C St, Chesapeake Beach, MD 20732

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,254 sqft · built 1940
Lot Size	0.179 acres (7,812 sqft)
Owner	Individual Name on File
Last Sale	$129,000 (Sep 1995)
Tax Bill	$5,773 (2025)
Deeds & Mortgages	Nov 2019 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`03-042294`

Property Details

APN / Parcel Number

Primary APN	`03-042294`
Alternative APNs	`3042294` `042294`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,254 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,812 sqft (0.179 acres)
View / Lot	Waterfront
Porch	Slab
Porch Area	198 sqft
Deck Area	330 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	042294
Street Address	8701 C ST
City	CHESAPEAKE BEACH
State	MD
Zip	20732-9235
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LTS 20, S 1/2 OF 19 & P/O ST WALKER SUB
Legal Subdivision	WALKER SUB
Legal Lot Number	20
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	2
Census Block	2021
Census Tract	860404

Owner

8701 C St is owned and occupied by an individual who bought it in September 1995.

Source: Calvert County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	8701 C ST, CHESAPEAKE BEACH, MD 20732-9235
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 1995 · Amount on File
Deed Sale	Sep 25, 1995 · Amount on File
Deed Book / Page	820 / 707
Record Updated	Sep 20, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	8701 C ST, CHESAPEAKE BEACH, MD 20732-9235
Document Number	0054770496
Instrument Date	Nov 1, 2019
Transaction Type	Mortgage
Record Updated	Dec 4, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8701 C ST CHESAPEAKE BEACH MD 207329235, CHESAPEAKE BEACH, MD 20732-9235

Mortgage

Document Number	0054770496
Date	Nov 19, 2019
Book Page	005477/000496

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 18, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 8701 C St was $5,773 with a homeowner's exemption.

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Municipality	Chesapeake Beach Town
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$548,367	$566,700 Land $388,000 Building $178,700
2025	$5,773.00
2023	$5,140.00 Homeowner's exemption	$513,733	$539,200 Land $388,000 Building $151,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8701 C St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	4.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 42 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	42 in force
Nearby Flood Claims	2 (2021)
Most Recent Claim	Oct 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8701 C St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20