8705 C St, Chesapeake Beach, MD 20732 Property Records

Calvert County property record for 8705 C St, Chesapeake Beach, MD 20732

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,944 sqft · built 2000
Lot Size0.114 acres (4,950 sqft)
Owner2 Individual Names on Record
Last Sale$1,075,000 (Jul 2021)
Tax Bill$10,731 (2025)
Deeds & MortgagesAug 2021 Line of Credit
Jul 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN03-041824

Property Details

APN / Parcel Number

Primary APN03-041824
Alternative APNs
  • 3041824
  • 041824

Interior

Full Baths3 Baths
Stories2 Stories
Building Area2,944 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Exterior MaterialStucco
Roof MaterialMetal
Lot Area4,950 sqft (0.114 acres)
View / LotWaterfront

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchSlab
Porch Area472 sqft
Patio Area280 sqft
Gazebo144 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number041824
Street Address8705 C ST
CityCHESAPEAKE BEACH
StateMD
Zip20732-9235
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-7.5
Legal DescriptionLTS 18 & N 1/2 OF 19 WALKER SUB
Legal SubdivisionWALKER SUB
Legal Lot Number18
JurisdictionCALVERT MD
Township / Civil Division3, SUNDERLAND
Census Block Group2
Census Block2021
Census Tract860404

Owner

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address8705 C ST, CHESAPEAKE BEACH, MD 20732-9235
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 18, 2021Deed of Trust, Mortgage · Line of Credit
SANDY SPRING BANK
Jul 14, 2021Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Sep 19, 2017Deed, Transfer · Conventional Mortgage
THE COLUMBIA BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 14, 2021 · Amount on Record
Deed SaleJul 14, 2021 · Amount on Record
Prior SaleSep 19, 2017 · Amount on Record
Deed Book / Page6022 / 103
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALVERT MD
Property Address8705 C ST, CHESAPEAKE BEACH, MD 20732-9235
Transaction TypeMortgage
Record UpdatedOct 25, 2022
Title CompanyINVESTORS TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address8705 C ST, CHESAPEAKE BEACH, MD 20732-9235

Mortgage

Document Number0060550045
DateAug 18, 2021
Book Page6055/45
Lender
NameSANDY SPRING BANK
TypeBank
AddressOLNEY, MD 20832
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2021: Deed, Transfer

Document TypeDeed
JurisdictionCALVERT MD
Recording DateJul 14, 2021
Property Address8705 C ST, CHESAPEAKE BEACH, MD 20732-9235
Document Number0060220103
Book / Page6022 / 103
Map ReferenceMB AAH 6 PL 367
Instrument DateJul 7, 2021
Transaction TypeTransfer
Record UpdatedJul 28, 2021
Title CompanyFEE SIMPLE TITLE & ESCROW LLC, FEE SIMPLE T&E LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,325.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address8705 C ST, CHESAPEAKE BEACH, MD 20732-9235

Mortgage

Document Number6022109
DateJul 14, 2021
Instrument6022/109
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueAug 1, 2036

September 2017: Deed, Transfer

Document TypeDeed
JurisdictionCALVERT MD
Recording DateSep 19, 2017
Property Address8705 C ST, CHESAPEAKE BEACH, MD 20732-9235
Document Number0050640263
Book / Page5064 / 263
Map ReferenceMB AAH6 PL367
Instrument DateAug 25, 2017
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyEAST COAST ABSTRACTING SVCS

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address8705 C ST, CHESAPEAKE BEACH, MD 20732-9235
InvestorPossibly a Property Investor

Mortgage

Document Number0005064268
DateSep 19, 2017
Instrument5064/268
Lender
NameTHE COLUMBIA BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2047

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCalvert County
MunicipalityChesapeake Beach Town
Unified School DistrictCalvert County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,032,867 (+17.31%)$1,067,400 (+5.1%) Land $382,300 Building $685,100
2025$10,731.00 (+21.8%)
2023$8,810.00$880,467$1,015,600 Land $382,300 Building $633,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation4.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 42 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies42 in force
Nearby Flood Claims2 (2021)
Most Recent ClaimOct 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 94% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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