St. Lucie County property record for 8705 Cobblestone Dr, Fort Pierce, FL 34945
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,846 sqft · built 2019 |
| Lot Size | 0.214 acres (9,322 sqft) |
| Owner | Individual Name on File |
| Last Sale | $340,000 (Aug 2022) |
| Tax Bill | $1,854 (2024) |
| Deeds & Mortgages | Aug 2022 Sale May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 2326-600-0042-000-5 |
| Primary APN | 2326-600-0042-000-5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,846 sqft Finished Area |
| 1st Floor Area | 1,846 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 9,322 sqft (0.214 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 108 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 170534 |
|---|---|
| Street Address | 8705 COBBLESTONE DR |
| City | FORT PIERCE |
| State | FL |
| Zip | 34945-5703 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PLANNED UN |
| Legal Description | CREEKSIDE PLAT NO. 1 (PB 55-12) LOT 37 |
| Legal Range | 39E |
| Legal Township | 35S |
| Legal Section | 26 |
| Legal Subdivision | CREEKSIDE PLAT NO 1 |
| Legal Lot Number | 37 |
| Jurisdiction | ST LUCIE FL |
| Township / Civil Division | WEST ST. LUCIE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 382202 |
8705 Cobblestone Dr is owned and occupied by an individual who bought it in August 2022.
Source: St. Lucie County records, as of November 24, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 8705 COBBLESTONE DR, FORT PIERCE, FL 34945-5703 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 11, 2022 | Warranty Deed, Transfer FLORIDA TITLE AND CLOSING COMPANY, FLORIDA TITLE & CLOSING CO |
| May 18, 2020 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC |
| Mar 8, 2019 | Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage DHI MORTGAGE COMPANY LTD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 11, 2022 · Amount on File |
| Deed Sale | Aug 11, 2022 · Amount on File |
| Prior Sale | Mar 8, 2019 · Amount on File |
| Deed Document Number | 0048721669 |
| Deed Book / Page | 4872 / 1669 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LUCIE FL |
| Recording Date | Aug 11, 2022 |
| Property Address | 8705 COBBLESTONE DR, FORT PIERCE, FL 34945-5703 |
| Document Number | 0048721669 |
| Book / Page | 4872 / 1669 |
| Map Reference | MB 55 PG 12-16 |
| Instrument Date | Aug 11, 2022 |
| Instrument | 5082913 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2022 |
| Title Company | FLORIDA TITLE AND CLOSING COMPANY, FLORIDA TITLE & CLOSING CO |
| Amount | Amount on Record |
|---|---|
| Tax | $2,380.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15686 84TH AVE N, 15686, WEST PALM BEACH, FL 33418-1848 |
| Name | Verified Name |
|---|---|
| Address | 8311 NW 11TH CT, PEMBROKE PINES, FL 33024-4911 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LUCIE FL |
| Property Address | 8705 COBBLESTONE DR, FORT PIERCE, FL 34945-5703 |
| Document Number | 0044390700 |
| Instrument Date | May 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2020 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 8705 COBBLESTONE DR FORT PIERCE FL 349455703, FORT PIERCE, FL 34945-5703 |
| Document Number | 0044390700 |
|---|---|
| Date | Jul 1, 2020 |
| Book Page | 004439/000700 |
| Instrument | 4724082 |
| Name | PENNYMAC |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 30, 2050 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST LUCIE FL |
| Recording Date | Mar 8, 2019 |
| Property Address | 8705 COBBLESTONE DR, FORT PIERCE, FL 34945-5703 |
| Document Number | 0042412412 |
| Book / Page | 4241 / 2412 |
| Map Reference | MB 55 PG 12-16 |
| Instrument Date | Mar 7, 2019 |
| Instrument | 4540138 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 11, 2022 |
| Title Company | DHI TITLE OF FLORIDA INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,561.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1430 CULVER DR NE, 1430, PALM BAY, FL 32907-1132 |
| Name | Verified Name |
|---|---|
| Address | 8705 COBBLESTONE DR, FORT PIERCE, FL 34945-5703 |
| Document Number | 0004540139 |
|---|---|
| Date | Mar 8, 2019 |
| Instrument | 4540139 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2049 |
Source: St. Lucie County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | St. Lucie County |
| Unified School District | St. Lucie County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $97,037 | $314,500 Land $100,700 Building $213,800 | |
| 2024 | $1,854.00 (+2.21%) | ||
| 2023 | $1,814.00 (-57.23%) Additional exemption filed | $285,800 (+36.75%) Land $73,000 Building $212,800 | $285,800 (+11.12%) Land $73,000 Building $212,800 |
| 2022 | $4,241.00 Homeowner's exemption | $208,987 | $257,200 Land $73,000 Building $184,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 8705 Cobblestone Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 120 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 120 in force |
| Nearby Flood Claims | 6 (2004–2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8705 Cobblestone Dr is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 41% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FT. PIERCE UTILITIES AUTHORITY serves 58,000 people · EPA ID FL4560490 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 12 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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