St. Lucie County property record for 8649 Cobblestone Dr, Fort Pierce, FL 34945
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,934 sqft · built 2019 |
| Lot Size | 0.196 acres (8,581 sqft) |
| Owner | Individual Name on File |
| Last Sale | $360,000 (Mar 2023) |
| Tax Bill | $6,120 (2024) |
| Deeds & Mortgages | Mar 2023 Sale & Mortgage Feb 2019 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 2326-600-0040-000-1 |
| Primary APN | 2326-600-0040-000-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,934 sqft Finished Area |
| 1st Floor Area | 1,934 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 8,581 sqft (0.196 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Screened Porch |
| Porch Area | 100 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 170532 |
|---|---|
| Street Address | 8649 COBBLESTONE DR |
| City | FORT PIERCE |
| State | FL |
| Zip | 34945-5702 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PLANNED UN |
| Legal Description | CREEKSIDE PLAT NO. 1 (PB 55-12) LOT 35 |
| Legal Range | 39E |
| Legal Township | 35S |
| Legal Section | 26 |
| Legal Subdivision | CREEKSIDE PLAT NO 1 |
| Legal Lot Number | 35 |
| Jurisdiction | ST LUCIE FL |
| Township / Civil Division | WEST ST. LUCIE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 382202 |
8649 Cobblestone Dr is owned and occupied by an individual who bought it in March 2023.
Source: St. Lucie County records, as of November 24, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 8649 COBBLESTONE DR, FORT PIERCE, FL 34945-5702 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 8, 2023 | Warranty Deed, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU |
| Feb 27, 2019 | Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage DHI MORTGAGE COMPANY LTD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 8, 2023 · Amount on File |
| Deed Sale | Mar 8, 2023 · Amount on File |
| Prior Sale | Feb 27, 2019 · Amount on File |
| Deed Document Number | 0049592940 |
| Deed Book / Page | 4959 / 2940 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LUCIE FL |
| Recording Date | Mar 8, 2023 |
| Property Address | 8649 COBBLESTONE DR, FORT PIERCE, FL 34945-5702 |
| Document Number | 0049592940 |
| Book / Page | 4959 / 2940 |
| Map Reference | MB 55 PG 12-16 |
| Instrument Date | Mar 8, 2023 |
| Instrument | 5164487 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2023 |
| Title Company | FIRST INTERNATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,520.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5295 NW TORINO LAKES CIR, PORT ST LUCIE, FL 34986-3238 |
| Name | Verified Name |
|---|---|
| Address | 8649 COBBLESTONE DR, FORT PIERCE, FL 34945-5702 |
| Document Number | 0049592942 |
|---|---|
| Date | Mar 8, 2023 |
| Instrument | 4959/2942 |
| Name | PARAMOUNT RESIDENTIAL MORTGAGE GROU |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST LUCIE FL |
| Recording Date | Feb 27, 2019 |
| Property Address | 8649 COBBLESTONE DR, FORT PIERCE, FL 34945-5702 |
| Document Number | 0042370141 |
| Book / Page | 4237 / 0141 |
| Map Reference | MB 55 PG 12-16 |
| Instrument Date | Feb 25, 2019 |
| Instrument | 4535507 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 11, 2022 |
| Title Company | DHI TITLE OF FLORIDA INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,585.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1430 CULVER DR NE, 1430, PALM BAY, FL 32907-1132 |
| Name | Verified Name |
|---|---|
| Address | 8649 COBBLESTONE DR, FORT PIERCE, FL 34945-5702 |
| Document Number | 0004535508 |
|---|---|
| Date | Feb 27, 2019 |
| Instrument | 4535508 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2049 |
Source: St. Lucie County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | St. Lucie County |
| Unified School District | St. Lucie County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $314,153 | $315,800 Land $97,300 Building $218,500 | |
| 2024 | $6,120.00 (+45.33%) | ||
| 2023 | $4,211.00 (+4.83%) Additional exemption filed | $287,700 (+45.67%) Land $70,700 Building $217,000 | $287,700 (+10.78%) Land $70,700 Building $217,000 |
| 2022 | $4,017.00 Homeowner's exemption | $197,499 | $259,700 Land $70,700 Building $189,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8649 Cobblestone Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 120 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 120 in force |
| Nearby Flood Claims | 6 (2004–2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8649 Cobblestone Dr is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 41% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FT. PIERCE UTILITIES AUTHORITY serves 58,000 people · EPA ID FL4560490 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 12 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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