St. Lucie County property record for 8709 Cobblestone Dr, Fort Pierce, FL 34945
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,801 sqft · built 2019 |
| Lot Size | 0.201 acres (8,756 sqft) |
| Owner | Individual Name on File |
| Last Sale | $222,000 (Jun 2019) |
| Tax Bill | $4,164 (2024) |
| Deeds & Mortgages | May 2020 Mortgage Jun 2019 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 2326-600-0043-000-2 |
| Primary APN | 2326-600-0043-000-2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,801 sqft Finished Area |
| 1st Floor Area | 1,801 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 8,756 sqft (0.201 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Screened Porch |
| Porch Area | 105 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 170535 |
|---|---|
| Street Address | 8709 COBBLESTONE DR |
| City | FORT PIERCE |
| State | FL |
| Zip | 34945-5703 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PLANNED UN |
| Legal Description | CREEKSIDE PLAT NO. 1 (PB 55-12) LOT 38 |
| Legal Range | 39E |
| Legal Township | 35S |
| Legal Section | 26 |
| Legal Subdivision | CREEKSIDE PLAT NO 1 |
| Legal Lot Number | 38 |
| Jurisdiction | ST LUCIE FL |
| Township / Civil Division | WEST ST. LUCIE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 382202 |
8709 Cobblestone Dr is owned and occupied by an individual who bought it in June 2019.
Source: St. Lucie County records, as of November 24, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 8709 COBBLESTONE DR, FORT PIERCE, FL 34945-5703 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 15, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG |
| Jun 5, 2019 | Grant Deed, Subdivision Related Transfer · FHA Mortgage MR COOPER |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 5, 2019 · Amount on File |
| Deed Sale | Jun 5, 2019 · Amount on File |
| Deed Document Number | 4576941 |
| Deed Book / Page | 4278 / 2698 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LUCIE FL |
| Property Address | 8709 COBBLESTONE DR, FORT PIERCE, FL 34945-5703 |
| Document Number | 0044250333 |
| Instrument Date | May 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2020 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 8709 COBBLESTONE DR FORT PIERCE FL 349455703, FORT PIERCE, FL 34945-5703 |
| Document Number | 0044250333 |
|---|---|
| Date | May 27, 2020 |
| Book Page | 004425/000333 |
| Instrument | 4712139 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 26, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST LUCIE FL |
| Recording Date | Jun 5, 2019 |
| Property Address | 8709 COBBLESTONE DR, FORT PIERCE, FL 34945-5703 |
| Document Number | 0042782698 |
| Book / Page | 004278 / 002698 |
| Instrument Date | May 31, 2019 |
| Instrument | 4576941 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 26, 2019 |
| Title Company | DHI TITLE/FL INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,554.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8709 COBBLESTONE DR FORT PIERCE FL 349455703, FORT PIERCE, FL 34945-5703 |
| Document Number | 42782701 |
|---|---|
| Date | Jun 5, 2019 |
| Book Page | 004278/002701 |
| Instrument | 4576944 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 4, 2049 |
Source: St. Lucie County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | St. Lucie County |
| Unified School District | St. Lucie County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $208,874 | $307,500 Land $98,200 Building $209,300 | |
| 2024 | $4,164.00 (+1.86%) | ||
| 2023 | $4,088.00 (+4.93%) Additional exemption filed | $279,200 (+45.92%) Land $71,300 Building $207,900 | $279,200 (+10.36%) Land $71,300 Building $207,900 |
| 2022 | $3,896.00 Homeowner's exemption | $191,336 | $253,000 Land $71,300 Building $181,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8709 Cobblestone Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 120 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 120 in force |
| Nearby Flood Claims | 6 (2004–2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8709 Cobblestone Dr is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 41% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FT. PIERCE UTILITIES AUTHORITY serves 58,000 people · EPA ID FL4560490 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 12 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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