Montgomery County property record for 8704 Cold Spring Rd, Potomac, MD 20854 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 3,164 sqft · built 1967 |
| Lot Size | 0.297 acres (12,925 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $10,397 (2025) |
| Deeds & Mortgages | Feb 2026 Line of Credit Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-00129871 |
| Primary APN | 04-00129871 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,164 sqft Living Area |
| Gross Area | 3,715 sqft |
| 1st Floor Area | 1,789 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 12,925 sqft (0.297 acres) |
| Garage Type | Attached |
| Garage Area | 286 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
| Porch Area | 270 sqft |
| Patio Area | 252 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 00129871 |
|---|---|
| Street Address | 8704 COLD SPRING RD |
| City | POTOMAC |
| State | MD |
| Zip | 20854-2427 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COPENHAVER |
| Legal Subdivision | COPENHAVER |
| Legal Block | E |
| Legal Lot Number | 2 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 4 |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 701210 |
Source: Montgomery County records · APN 04-00129871
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 8704 COLD SPRING RD, POTOMAC, MD 20854-2427 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 19, 2026 | Deed of Trust, Mortgage · Line of Credit LAFAYETTE FCU |
| Mar 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage VELLUM MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 24, 2003 |
| Deed Sale | Jan 24, 2003 |
| Deed Document Number | 2003261523 |
| Deed Book / Page | 22893 / 11 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 8704 COLD SPRING RD, POTOMAC, MD 20854-2427 |
| Transaction Type | Mortgage |
| Record Updated | Mar 06, 2026 |
| Title Company | ARIES TITLE INC, RES TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 8704 COLD SPRING RD, POTOMAC, MD 20854-2427 |
| Document Number | 0701530490 |
|---|---|
| Date | Feb 19, 2026 |
| Book Page | 70153/490 |
| Name | LAFAYETTE FCU |
|---|---|
| Type | Credit Union |
| Address | ROCKVILLE, MD 20852 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 27, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 8704 COLD SPRING RD, POTOMAC, MD 20854-2427 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2021 |
| Title Company | NORTH AMERICAN TITLE INSURANCE COMPANY, NORTH AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0622450452 |
|---|---|
| Date | Mar 18, 2021 |
| Book Page | 62245/452 |
| Name | VELLUM MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22033 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2051 |
Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $893,400 (+6%) Land $459,200 Building $434,200 | $893,400 (-) Land $459,200 Building $434,200 | |
| 2025 | $10,397.00 (+29.59%) | $842,833 (+13.64%) | $893,400 (+20.45%) Land $459,200 Building $434,200 |
| 2023 | $741,700 Land $437,400 Building $304,300 | $741,700 Land $437,400 Building $304,300 | |
| 2022 | $8,023.00 |
Source: FEMA National Flood Hazard Layer, Montgomery County (24031C), updated April 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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