8712 Cold Spring Rd, Potomac, MD 20854 Property Records

Montgomery County property record for 8712 Cold Spring Rd, Potomac, MD 20854 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 5,146 sqft · built 1969
Lot Size	0.281 acres (12,249 sqft)
Owner	2 Individual Names on File
Last Sale	$1,295,000 (Aug 2023)
Tax Bill	$13,145 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-00129995`

Property Details

APN / Parcel Number

Primary APN	`04-00129995`
Alternative APN	`00129995`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	5,146 sqft Living Area
Gross Area	5,608 sqft
1st Floor Area	2,347 sqft
Basement Area	900 sqft
Finished Basement	900 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Bi-Level
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	12,249 sqft (0.281 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Deck Area	320 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	00129995
Street Address	8712 COLD SPRING RD
City	POTOMAC
State	MD
Zip	20854-2427
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COPENHAVER
Legal Subdivision	COPENHAVER
Legal Block	E
Legal Lot Number	4
Jurisdiction	MONTGOMERY MD
Township / Civil Division	4
Census Block Group	3
Census Block	3008
Census Tract	701210

Owner

Source: Montgomery County records · APN 04-00129995

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	8712 COLD SPRING RD, POTOMAC, MD 20854-2427
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 03, 2023	Deed, Transfer · Conventional Mortgage GEORGE MASON MORTGAGE LLC
Sep 02, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jul 22, 2020	Grant Deed, Transfer · Construction Mortgage CHARLES A JR IRISH

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 03, 2023 · Amount on Record
Deed Sale	Aug 03, 2023 · Amount on Record
Prior Sale	Jul 22, 2020 · Amount on Record
Deed Book / Page	67245 / 79
Transfer Doc	60146
Record Updated	Sep 20, 2026

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Aug 03, 2023
Property Address	8712 COLD SPRING RD, POTOMAC, MD 20854-2427
Document Number	0672450079
Book / Page	67245 / 79
Map Reference	MB 81 PL 8354
Instrument Date	Jul 27, 2023
Transaction Type	Transfer
Record Updated	Aug 18, 2023
Title Company	KVS TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$6,475.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	8712 COLD SPRING RD, POTOMAC, MD 20854-2427

Mortgage

Document Number	0006724585
Date	Aug 03, 2023
Instrument	67245/85

Lender

Name	GEORGE MASON MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Type Change Date	Aug 01, 2030
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.1%
Margin	3
Max Rate	11.1%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	8712 COLD SPRING RD, POTOMAC, MD 20854-2427
Transaction Type	Mortgage
Record Updated	Sep 17, 2021
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8712 COLD SPRING RD, POTOMAC, MD 20854-2427

Mortgage

Document Number	0639470002
Date	Sep 02, 2021
Book Page	63947/2

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Jan 01, 2051

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jul 22, 2020
Property Address	8712 COLD SPRING RD, POTOMAC, MD 20854-2427
Document Number	0601070407
Book / Page	060107 / 000407
Instrument Date	Jul 20, 2020
Transaction Type	Transfer
Record Updated	Aug 17, 2020
Title Company	RGS TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$9,350.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8712 COLD SPRING RD POTOMAC MD 208542427, POTOMAC, MD 20854-2427

Mortgage

Document Number	601070414
Date	Jul 22, 2020
Book Page	060107/000414

Lender

Name	CHARLES A JR IRISH
Address	8300 WISCONSIN AVE # 815, BETHESDA, MD 20814-3293

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 21, 2021

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,236,400 (+8.91%) Land $455,600 Building $780,800	$1,236,400 (-) Land $455,600 Building $780,800
2025	$13,145.00 (+4.5%)	$1,135,233 (+21.69%)	$1,236,400 (+32.53%) Land $455,600 Building $780,800
2024	$12,579.00 (+23.76%)
2023		$932,900 (+0.32%) Land $433,900 Building $499,000	$932,900 (-) Land $433,900 Building $499,000
2022	$10,164.00	$929,933	$932,900 Land $433,900 Building $499,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (24031C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240317012103, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2024, rainfall accumulation

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 325 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fiber	2,300 / 2,300
Xfinity	Cable	2,000 / 250
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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