Montgomery County property record for 8700 Cold Spring Rd, Potomac, MD 20854 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 2,844 sqft · built 1977 |
| Lot Size | 0.392 acres (17,065 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $775,000 (Apr 2007) |
| Tax Bill | $10,512 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Feb 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-00129973 |
| Primary APN | 04-00129973 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 2,844 sqft Living Area |
| Gross Area | 3,306 sqft |
| 1st Floor Area | 1,836 sqft |
| Basement Area | 1,600 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Bi-Level |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 17,065 sqft (0.392 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 312 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 00129973 |
|---|---|
| Street Address | 8700 COLD SPRING RD |
| City | POTOMAC |
| State | MD |
| Zip | 20854-2427 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COPENHAVER |
| Legal Subdivision | COPENHAVER |
| Legal Block | E |
| Legal Lot Number | 1 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 4 |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 701210 |
Source: Montgomery County records · APN 04-00129973
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8700 COLD SPRING RD, POTOMAC, MD 20854-2427 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Oct 05, 2020 | Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HOME LOANS INC |
| Feb 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HM LOANS |
| Dec 19, 2016 | Deed of Trust, Mortgage · Line of Credit SUNTRUST BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 02, 2007 · Amount on Record |
| Deed Sale | Apr 02, 2007 · Amount on Record |
| Prior Sale | Jun 14, 2004 · Amount on Record |
| Deed Document Number | 200773341 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 8700 COLD SPRING RD, POTOMAC, MD 20854-2427 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | WORLDWIDE SETTLEMENTS INC |
| Name | Verified Name |
|---|---|
| Address | 8700 COLD SPRING RD, POTOMAC, MD 20854-2427 |
| Document Number | 0606690169 |
|---|---|
| Date | Oct 05, 2020 |
| Book Page | 60669/169 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 01, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 8700 COLD SPRING RD, POTOMAC, MD 20854-2427 |
| Document Number | 0591730100 |
| Instrument Date | Feb 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2020 |
| Title Company | WORLDWIDE SETTLEMENTS INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 8700 COLD SPRING RD POTOMAC MD 208542427, POTOMAC, MD 20854-2427 |
| Document Number | 0591730100 |
|---|---|
| Date | Mar 05, 2020 |
| Book Page | 059173/000100 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 04, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 8700 COLD SPRING RD, POTOMAC, MD 20854-2427 |
| Document Number | 0537250146 |
| Instrument Date | Dec 19, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2018 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 8700 COLD SPRING RD POTOMAC MD 208542427, POTOMAC, MD 20854-2427 |
| Document Number | 0537250146 |
|---|---|
| Date | Feb 03, 2017 |
| Book Page | 053725/000146 |
| Name | SUNTRUST BK |
|---|---|
| Type | Bank |
| Address | BALTIMORE, MD 21202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 02, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $959,600 (+5.12%) Land $481,400 Building $478,200 | $959,600 (-) Land $481,400 Building $478,200 | |
| 2025 | $10,512.00 (+19.28%) | $912,900 (+11.4%) | $959,600 (+17.1%) Land $481,400 Building $478,200 |
| 2023 | $819,500 Land $458,500 Building $361,000 | $819,500 Land $458,500 Building $361,000 | |
| 2022 | $8,813.00 |
Source: FEMA National Flood Hazard Layer, Montgomery County (24031C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240317012103, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 4 individual NFIP policies nearby |
| Nearby Flood Policies | 4 in force 3 of 4 on primary residences |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2024, rainfall accumulation |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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