Kane County property record for 870 Mill St, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,626 sqft · built 1899 |
| Lot Size | 0.182 acres (7,920 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $255,000 (Dec 2016) |
| Tax Bill | $10,685 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-14-152-006 |
| Primary APN | 06-14-152-006 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,626 sqft Living Area |
| Gross Area | 3,811 sqft |
| Basement Area | 1,185 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1899 |
|---|---|
| Effective Year Built | Effective 1899 |
| Construction Type | Frame |
| Lot Area | 7,920 sqft (0.182 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 870 MILL ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-5350 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MCCLURES LINDEN ADDN WESTERLY 66 FT OF LOT 8 & LOT 9 BLOCK 4 |
| Legal Subdivision | MCCLURES LINDEN ADDN |
| Legal Block | 4 |
| Legal Lot Number | 8,9 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 851102 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 870 MILL ST, ELGIN, IL 60123-5350 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 7, 2016 · Amount on Record |
| Deed Sale | Dec 7, 2016 · Amount on Record |
| Prior Sale | Jun 21, 2016 · Amount on Record |
| Deed Document Number | 201667574 |
| Prior Transfer Date | May 1, 1996 |
| Prior Transfer Doc | 0000037553 |
| Record Updated | Oct 29, 2026 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,685.00 (+15.95%) | $140,065 (+8.57%) Land $23,111 Building $116,954 | $420,363 (+8.57%) Land $69,361 Building $351,002 |
| 2024 | $129,009 (+21.39%) Land $21,287 Building $107,722 | $387,182 (+21.44%) Land $63,887 Building $323,295 | |
| 2022 | $9,215.00 (+3.96%) | $106,273 (+6.96%) Land $17,535 Building $88,738 | $318,819 (+6.96%) Land $52,605 Building $266,214 |
| 2021 | $8,864.00 | $99,358 Land $16,394 Building $82,964 | $298,074 Land $49,182 Building $248,892 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1982) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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