863 Mill St, Elgin, IL 60123 Property Records

Kane County property record for 863 Mill St, Elgin, IL 60123 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	2 Baths
Year Built	Built 1904
Square Footage	865 sqft Living Area
Lot Size	2,680 sqft (0.62 acres)
Occupancy	Owner Occupied
Last Sale	$245,000 (2022)
Tax Bill	$4,747.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`06-14-155-002`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	865 sqft Living Area
Gross Area	1,485 sqft Gross Area
Basement Area	620 sqft Basement
Stories	5 Stories

Exterior

Year Built	Built 1904
Effective Year Built	Effective 1904
Construction Type	Frame Construction
Lot Area	2,680 sqft (0.62 acres)
Depth X Width	67 ft x 40 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Detached Garage

Utilities and HVAC

Cooling System	HVAC Cooling

Location & Zoning

Street Address	863 MILL ST
City	ELGIN
State	IL
Zip	60123-5349
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	MCCLURES LINDEN ADDN EAST 40 FT NORTH 10 FT LOT 7 & EAST 40 FT LOT 8 BLOCK 3
Legal Subdivision	MCCLURES LINDEN ADDN
Legal Block	3
Legal Lot Number	7,8
Jurisdiction	KANE IL
Minor Civil Division	ELGIN
Census Blockgroup	3
Census Block	3028
Census Tract	851102

Owner

Source: Kane County records · APN 06-14-155-002

Assessment roll updated December 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	863 MILL ST, ELGIN, IL 60123-5349
Occupancy	Owner Occupied
Owner Type	Owner is a Company
Vesting	Owner is a Trust, Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 16, 2022 · Amount on Record
Deed Sale	May 16, 2022 · Amount on Record
Prior Sale	Jul 02, 1997 · Amount on Record
Deed Doc Number	202226230
Last Transfer Date	Jun 02, 2025
Transfer Doc	0000022043
Record Refreshed	Sep 20, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	May 16, 2022
Property Address	863 MILL ST, ELGIN, IL 60123-5349
Document Number	0000026230
Instrument Date	Apr 20, 2022
Instrument	2022K026230
Transaction Type	Transfer
Record Updated	May 20, 2022
Title Company	PROPER TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$245.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	863 MILL ST, ELGIN, IL 60123-5349

Mortgage

Document Number	0000026231
Date	May 16, 2022
Instrument	2022K026231

Lender

Name	BJV FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2052

Interest

Rate	4.5%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,747.00 (+15.78%)
2024		$64,688 (+21.39%) Land $9,818 Building $54,870	$194,142 (+21.44%) Land $29,466 Building $164,676
2022	$4,100.00 (+4.89%) Homeowner's exemption	$53,288 (+6.96%) Land $8,088 Building $45,200	$159,864 (+6.96%) Land $24,264 Building $135,600
2021	$3,909.00 Homeowner's exemption	$49,821 Land $7,562 Building $42,259	$149,463 Land $22,686 Building $126,777