Kane County property record for 820 Mill St, Elgin, IL 60123 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1900 |
| Square Footage | 2,370 sqft Living Area |
| Lot Size | 7,920 sqft (0.182 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $230,000 (2018) |
| Tax Bill | $8,378.00 (2025) |
Source: Kane County records · APN 06-14-153-004
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 820 MILL ST, ELGIN, IL 60123-5345 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Apr 07, 2020 | Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) LOANDEPOT.COM LLC |
| Sep 19, 2018 | Grant Deed, Foreclosure · Conventional Mortgage with Private Mortgage Insurance (PMI) LOANDEPOT.COM LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 19, 2018 · Amount on Record |
| Deed Sale | Sep 19, 2018 · Amount on Record |
| Prior Sale | Jun 09, 2010 · Amount on Record |
| Deed Doc Number | 201845892 |
| Prior Transfer Date | Jul 12, 2013 |
| Prior Transfer Doc | 0000054337 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 820 MILL ST, ELGIN, IL 60123-5345 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Title Company | NORTH AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000045097 |
|---|---|
| Date | Jun 14, 2021 |
| Instrument | 2021K045097 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 01, 2036 |
| Rate | 2.5% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 820 MILL ST, ELGIN, IL 60123-5345 |
| Document Number | 0000018400 |
| Instrument Date | Apr 07, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 08, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 820 MILL ST ELGIN IL 601235345, ELGIN, IL 60123-5345 |
| Document Number | 0000018400 |
|---|---|
| Date | Apr 14, 2020 |
| Instrument | 18400 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 13, 2040 |
| Rate | 3.5% |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Sep 19, 2018 |
| Property Address | 820 MILL ST, ELGIN, IL 60123-5345 |
| Document Number | 0000045892 |
| Instrument Date | Sep 06, 2018 |
| Instrument | 45892 |
| Transaction Type | Foreclosure |
| Record Updated | Sep 28, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $345.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 820 MILL ST ELGIN IL 601235345, ELGIN, IL 60123-5345 |
| Document Number | 45893 |
|---|---|
| Date | Sep 19, 2018 |
| Instrument | 45893 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 18, 2048 |
Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,378.00 (+15.86%) Homeowner's exemption | ||
| 2024 | $108,523 (+21.39%) Land $21,287 Building $87,236 | $325,699 (+21.44%) Land $63,887 Building $261,813 | |
| 2022 | $7,231.00 (+4.48%) Homeowner's exemption | $89,397 (+6.96%) Land $17,535 Building $71,862 | $268,191 (+6.96%) Land $52,605 Building $215,586 |
| 2021 | $6,921.00 Homeowner's exemption | $83,580 Land $16,394 Building $67,186 | $250,740 Land $49,182 Building $201,558 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 06-14-153-004 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Partial Baths | 2 Partial Baths |
| Total Rooms | 10 Rooms |
| Building Area | 2,370 sqft Living Area |
| Gross Area | 3,555 sqft Gross Area |
| Basement Area | 1,185 sqft Basement |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Construction Type | Frame Construction |
| Lot Area | 7,920 sqft (0.182 acres) |
| Depth X Width | 120 ft x 66 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Cooling System | HVAC Cooling |
|---|---|
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 820 MILL ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-5345 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | MCCLURES LINDEN ADDN WEST 1/2 LOT 8 & LOT 9 BLOCK 5 |
| Legal Subdivision | MCCLURES LINDEN ADDN |
| Legal Block | 5 |
| Legal Lot Number | 8,9 |
| Jurisdiction | KANE IL |
| Minor Civil Division | ELGIN |
| Census Blockgroup | 3 |
| Census Block | 3024 |
| Census Tract | 851102 |
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