870 Locust Ave, Boulder, CO 80304 Property Records

Boulder County property record for 870 Locust Ave, Boulder, CO 80304

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,242 sqft · built 1990
Lot Size	0.163 acres (7,092 sqft)
Owner	Individual Name on Record
Last Sale	$1,900,000 (Oct 2021)
Tax Bill	$9,838 (2025)
Deeds & Mortgages	Aug 2022 Sale May 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1461-13-1-26-002`

Property Details

APN / Parcel Number

Primary APN	`1461-13-1-26-002`
Alternative APNs	`R0108934` `0108934`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	2 Half Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,242 sqft Living Area
Gross Area	4,103 sqft
1st Floor Area	1,252 sqft
Upper Floors Area	1,344 sqft
Basement Area	958 sqft
Finished Basement	646 sqft
Unfinished Basement	312 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1995
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Material	Asphalt
Lot Area	7,092 sqft (0.163 acres)
Garage Type	Attached
Garage Area	549 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0108934
Street Address	870 LOCUST AVE
City	BOULDER
State	CO
Zip	80304-0548
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 PARIS SUBDIVISION
Legal Range	71
Legal Township	1N
Legal Section	13
Legal Subdivision	PARIS SUBDIVISION - BO
Legal Block	1
Legal Lot Number	2
Jurisdiction	BOULDER CO
Township / Civil Division	BOULDER
Census Block Group	1
Census Block	1008
Census Tract	12104

Owner

Source: Boulder County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	870 LOCUST AVE, BOULDER, CO 80304-0548
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2022	Special Warranty Deed, Transfer
May 3, 2017	Deed of Trust, Mortgage · Line of Credit US BANK NA
Oct 27, 2021	Warranty Deed, Transfer · Conventional Mortgage CHANGE LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 27, 2021 · Amount on Record
Deed Sale	Oct 27, 2021 · Amount on Record
Prior Sale	May 22, 1991
Deed Document Number	20213924141
Record Updated	Oct 29, 2026

August 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BOULDER CO
Recording Date	Aug 11, 2022
Property Address	870 LOCUST AVE, BOULDER, CO 80304-0548
Document Number	0003976538
Instrument Date	Aug 11, 2022
Instrument	3976538
Transaction Type	Transfer
Record Updated	Aug 30, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	563 LOCUST PL, BOULDER, CO 80304-0575

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	870 LOCUST AVE, BOULDER, CO 80304-0548
Transaction Type	Mortgage
Record Updated	Mar 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003590128
Date	May 3, 2017
Instrument	3590128

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Apr 10, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOULDER CO
Recording Date	Oct 27, 2021
Property Address	870 LOCUST AVE, BOULDER, CO 80304-0548
Document Number	0003924141
Instrument Date	Oct 21, 2021
Instrument	3924141
Transaction Type	Transfer
Record Updated	Mar 31, 2022
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$190.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	870 LOCUST AVE, 870, BOULDER, CO 80304-0548

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	563 LOCUST PL, BOULDER, CO 80304-0575

Mortgage

Document Number	0003924142
Date	Oct 27, 2021
Instrument	3924142

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Boulder County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Boulder County
Municipality	Boulder City
Unified School District	Boulder Valley School District RE-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$107,508 (+4.19%) Land $63,485 Building $44,023	$1,651,000 (-) Land $1,003,600 Building $647,400
2025	$9,838.00 (+1.07%)	$103,188 (-10.69%) Land $62,725 Building $40,463	$1,651,000 (-4.26%) Land $1,003,600 Building $647,400
2023	$9,734.00 (+24.16%)	$115,535 (+38.16%) Land $68,454 Building $47,081	$1,724,400 (+43.32%) Land $1,021,700 Building $702,700
2022	$7,840.00	$83,622 Land $54,842 Building $28,780	$1,203,200 Land $789,100 Building $414,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 58 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	63 units insured incl. 5 condo units
Nearby Flood Claims	14 (2013–2015)
Claims Outside the SFHA	6 of 14
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Sep 2013 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 54% of Colorado
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BOULDER serves 166,080 people · EPA ID CO0107152
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 460 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ayva Networks Fixed Wireless	2,500 / 2,500
Xfinity Cable	2,000 / 250
LiveWireNet Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, CenturyLink.

Cell Coverage

5G (outdoors only) and 4G LTE

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