870 E Cedar Terrace Dr, Sandy, UT 84094 Property Records

Salt Lake County property record for 870 E Cedar Terrace Dr, Sandy, UT 84094

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,658 sqft · built 1975
Lot Size	0.21 acres (9,148 sqft)
Owner	Company Name on Record
Tax Bill	$3,033 (2025)
Deeds & Mortgages	Mar 2023 Sale Apr 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`22-32-132-001`

Property Details

APN / Parcel Number

Primary APN	`22-32-132-001`
Alternative APN	`22-32-132-001-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,658 sqft Living Area
Gross Area	2,262 sqft
1st Floor Area	1,158 sqft
Basement Area	528 sqft
Finished Basement	500 sqft
Unfinished Basement	28 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 2010
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	9,148 sqft (0.21 acres)
View / Lot	Corner
Garage Type	Attached
Garage Area	552 sqft
Driveway	Concrete Driveway

Exterior Amenities

Porch	Covered Porch
Porch Area	24 sqft
Deck Area	150 sqft
Patio Area	340 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal

Location & Zoning

Street Address	870 E CEDAR TERRACE DR
City	SANDY
State	UT
Zip	84094-0274
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1108
Legal Description	LOT 536, PONDEROSA PARK #5 4859-1047, 5409-963 5409-0964 6371-1314 6811-1417 10046-6025 10277-4529 10488-7325 11164-3918
Legal Range	1E
Legal Township	3S
Legal Section	32
Legal Subdivision	PONDEROSA PARK
Legal Block	2
Legal Lot Number	536
Jurisdiction	SALT LAKE UT
Township / Civil Division	SALT LAKE CITY
Census Block Group	2
Census Block	2025
Census Tract	112611

Owner

Source: Salt Lake County records, as of June 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	870 E CEDAR TERRACE DR, SANDY, UT 84094-0274
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2023	Warranty Deed, Transfer
Apr 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jun 12, 2018	Deed of Trust, Mortgage · VA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Jul 9, 2020	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Sep 30, 2020	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FCU
Apr 27, 2021	Warranty Deed, Transfer GATEWAY TITLE INSURANCE AGENCY LLC, GATEWAY TITLE INS AGCY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 13, 2023
Deed Sale	Mar 13, 2023
Prior Sale	Apr 27, 2021 · Amount on Record
Deed Document Number	202314081167
Deed Book / Page	11405 / 8983
Prior Transfer Date	Sep 29, 1993
Prior Transfer Doc	0005667272
Record Updated	Sep 20, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SALT LAKE UT
Recording Date	Mar 13, 2023
Property Address	870 E CEDAR TERRACE DR, SANDY, UT 84094-0274
Document Number	0014081167
Book / Page	11405 / 8983
Instrument Date	Mar 10, 2023
Instrument	14081167
Transaction Type	Transfer
Record Updated	Apr 14, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	870 E CEDAR TERRACE DR, SANDY, UT 84094-0274

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALT LAKE UT
Property Address	870 E CEDAR TERRACE DR, SANDY, UT 84094-0274
Transaction Type	Mortgage
Record Updated	Jan 19, 2023
Title Company	INWEST TITLE SRVS SLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013644798
Date	Apr 27, 2021
Book Page	11164/4504
Instrument	13644798

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALT LAKE UT
Property Address	870 E CEDAR TERRACE DR, SANDY, UT 84094-0274
Transaction Type	Mortgage
Record Updated	Oct 31, 2022
Title Company	ADVANTAGE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012789681
Date	Jun 12, 2018
Book Page	10683/3976
Instrument	12789681

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	May 1, 2048

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALT LAKE UT
Property Address	870 E CEDAR TERRACE DR, SANDY, UT 84094-0274
Transaction Type	Mortgage
Record Updated	Oct 31, 2022
Title Company	NETCO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013323920
Date	Jul 9, 2020
Book Page	10976/2349
Instrument	13323920

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89052

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALT LAKE UT
Property Address	870 E CEDAR TERRACE DR, SANDY, UT 84094-0274
Transaction Type	Mortgage
Record Updated	Oct 31, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013412415
Date	Sep 30, 2020
Book Page	11030/4113
Instrument	13412415

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	WEST JORDAN, UT 84084

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SALT LAKE UT
Recording Date	Apr 27, 2021
Property Address	870 E CEDAR TERRACE DR, SANDY, UT 84094-0274
Document Number	0013644580
Book / Page	11164 / 3918
Instrument Date	Apr 26, 2021
Instrument	13644580
Transaction Type	Transfer
Record Updated	May 19, 2021
Title Company	GATEWAY TITLE INSURANCE AGENCY LLC, GATEWAY TITLE INS AGCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	870 E CEDAR TERRACE DR, SANDY, UT 84094-0274

Tax Assessment & Valuation

Source: Salt Lake County assessment roll, as of June 3, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Salt Lake County
Municipality	Sandy City
Unified School District	Canyons School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,033.00 (-1.94%)	$569,800 (+84.6%) Land $165,700 Building $404,100	$569,800 (+1.53%) Land $165,700 Building $404,100
2024	$3,093.00 (+1.54%)
2023	$3,046.00 (-2.03%) Homeowner's exemption	$308,660 Land $83,325 Building $225,335	$561,200 Land $151,500 Building $409,700
2022	$3,109.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANDY CITY WATER SYSTEM serves 99,750 people · EPA ID UTAH18028
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2023
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Fluoride resolved · Feb 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 690 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Utah Broadband Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Rise Broadband.

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