Montgomery County property record for 87 W Mirror Ridge Cir, Spring, TX 77382
| Property Type | Single Family Home |
|---|---|
| Details | 5.5 ba · 4,096 sqft · built 1999 |
| Lot Size | 0.267 acres (11,632 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $674,900 (May 2018) |
| Tax Bill | $13,123 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage May 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 9715-18-14800 |
| Primary APN | 9715-18-14800 |
|---|---|
| Alternative APN |
|
| Full Baths | 5.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 21 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 4,096 sqft Living Area |
| Gross Area | 4,712 sqft |
| 1st Floor Area | 2,728 sqft |
| 2nd Floor Area | 1,368 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 11,632 sqft (0.267 acres) |
| Garage Type | Attached |
| Garage Area | 616 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Concrete/Masonry Porch |
| Porch Area | 72 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 87 W MIRROR RIDGE CIR |
|---|---|
| City | SPRING |
| State | TX |
| Zip | 77382-2513 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WDLNDS VIL INDIAN SPRG 18, BLOCK 3, LOT 3 |
| Legal Subdivision | WDLNDS VIL INDIAN SPRG 18 |
| Legal Block | 3 |
| Legal Lot Number | 3 |
| Jurisdiction | MONTGOMERY TX |
| Township / Civil Division | SOUTHEAST MONTGOMERY |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 690603 |
87 W Mirror Ridge Cir is owned and occupied by two individuals who bought it in May 2018.
Source: Montgomery County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 87 W MIRROR RIDGE CIR, SPRING, TX 77382-2513 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NATIONAL BANK OF KANSAS CITY |
| May 1, 2018 | Vendor's Lien, Transfer · Conventional Mortgage SIRVA MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 1, 2018 · Amount on File |
| Deed Sale | May 1, 2018 · Amount on File |
| Prior Sale | May 5, 2015 · Amount on File |
| Deed Document Number | 201838830 |
| Prior Transfer Date | Apr 28, 2018 |
| Prior Transfer Doc | 0000038830 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Property Address | 87 W MIRROR RIDGE CIR, SPRING, TX 77382-2513 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000055737 |
|---|---|
| Date | Jun 9, 2020 |
| Instrument | 2020055737 |
| Name | NATIONAL BANK OF KANSAS CITY |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 1, 2035 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Recording Date | May 1, 2018 |
| Property Address | 87 W MIRROR RIDGE CIR, SPRING, TX 77382-2513 |
| Document Number | 0000038830 |
| Map Reference | CAB M SH84 |
| Instrument Date | Apr 28, 2018 |
| Instrument | 2018038830 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2021 |
| Title Company | CHICAGO TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2 MAITLAND CT, 2, MAGNOLIA, TX 77354-3316 |
| Name | Verified Name |
|---|---|
| Address | 87 W MIRROR RIDGE CIR, SPRING, TX 77382-2513 |
| Document Number | 0000038831 |
|---|---|
| Date | May 1, 2018 |
| Instrument | 2018038831 |
| Name | SIRVA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2048 |
The 2025 property tax bill for 87 W Mirror Ridge Cir was $13,123 with a homeowner's exemption, up 6.8% from the year before.
Source: Montgomery County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Montgomery County |
| Unified School District | Conroe Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $888,318 (+1.58%) Land $120,000 Building $768,318 | $888,318 (-2.38%) Land $120,000 Building $768,318 | |
| 2025 | $13,123.00 (+6.79%) Homeowner's exemption | $874,467 (+1%) Land $120,000 Building $789,986 | $909,986 (+5.95%) Land $120,000 Building $789,986 |
| 2024 | $12,289.00 (+18.94%) Homeowner's exemption | $794,970 (+1%) Land $120,000 Building $738,853 | $858,853 (-0.08%) Land $120,000 Building $738,853 |
| 2023 | $10,332.00 Homeowner's exemption | $722,700 Land $120,000 Building $739,520 | $859,520 Land $120,000 Building $739,520 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 87 W Mirror Ridge Cir in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 98 policies |
| Nearby Flood Policies | 98 in force |
| Nearby Flood Claims | 2 (2017) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2017 · Hurricane Harvey |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 87 W Mirror Ridge Cir is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY COUNTY MUD 60 serves 15,036 people · EPA ID TX1700470 |
|---|---|
| Water Source | Purchased surface water from SJRA THE WOODLANDS |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Tachus Fiber Internet Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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