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74 W Mirror Ridge Cir, Spring, TX 77382 Property Records

Montgomery County property record for 74 W Mirror Ridge Cir, Spring, TX 77382

Property Summary

Property TypeSingle Family Home
Details5 ba · 4,423 sqft · built 2000
Lot Size0.279 acres (12,163 sqft)
Owner2 Individual Names on Record
Last Sale$656,300 (Feb 2019)
Tax Bill$17,926 (2025)
Deeds & MortgagesMay 2020 Mortgage
Feb 2019 Transfer
Flood ZoneZone X (minimal risk)
APN9715-18-00800

Property Details

APN / Parcel Number

Primary APN9715-18-00800
Alternative APN
  • R278721

Interior

Full Baths5 Baths
Half Baths2 Half Baths
Plumbing Fixtures22 Plumbing Fixtures
Stories2 Stories
Building Area4,423 sqft Living Area
Gross Area5,314 sqft
1st Floor Area2,158 sqft
2nd Floor Area2,265 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2004
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area12,163 sqft (0.279 acres)
Garage TypeAttached
Garage Area891 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

PorchOpen Frame Porch
Porch Area522 sqft
Deck Area270 sqft
Patio Area234 sqft
Utility Building24 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address74 W MIRROR RIDGE CIR
CitySPRING
StateTX
Zip77382-2512
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWDLNDS VIL INDIAN SPRG 18, BLOCK 1, LOT 8
Legal SubdivisionWDLNDS VIL INDIAN SPRG 18
Legal Block1
Legal Lot Number8
JurisdictionMONTGOMERY TX
Township / Civil DivisionSOUTHEAST MONTGOMERY
Census Block Group1
Census Block1004
Census Tract690603

Owner

Source: Montgomery County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address74 W MIRROR RIDGE CIR, SPRING, TX 77382-2512
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 11, 2020Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE AFFINITY LLC
Feb 1, 2019Intrafamily Transfer, Transfer
OLD REPUBLIC NATL TITLE INS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 1, 2019 · Amount on Record
Deed SaleFeb 1, 2019 · Amount on Record
Prior SaleAug 12, 2008 · Amount on Record
Deed Document Number20198467
Record UpdatedOct 29, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY TX
Property Address74 W MIRROR RIDGE CIR, SPRING, TX 77382-2512
Transaction TypeMortgage
Record UpdatedOct 28, 2022
Title CompanyAMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000044631
DateMay 11, 2020
Instrument2020044631
Lender
NameGUARANTEED RATE AFFINITY LLC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2050

February 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONTGOMERY TX
Recording DateFeb 1, 2019
Property Address74 W MIRROR RIDGE CIR, SPRING, TX 77382-2512
Document Number0000008467
Map ReferenceCAB M SH 84
Instrument DateFeb 1, 2019
Instrument2019008467
Transaction TypeTransfer
Record UpdatedOct 28, 2022
Title CompanyOLD REPUBLIC NATL TITLE INS

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address74 W MIRROR RIDGE CIR, SPRING, TX 77382-2512

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMontgomery County
Unified School DistrictConroe Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$939,338 (-6.92%) Land $120,000 Building $819,338$939,338 (-6.92%) Land $120,000 Building $819,338
2025$17,926.00 (+4.62%)$1,009,219 (+5.54%) Land $120,000 Building $889,219$1,009,219 (+5.54%) Land $120,000 Building $889,219
2024$17,134.00 (+10.51%)$956,287 (+2.41%) Land $120,000 Building $836,287$956,287 (+2.41%) Land $120,000 Building $836,287
2023$15,505.00$933,800 Land $120,000 Building $813,800$933,800 Land $120,000 Building $813,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 98 policies
Nearby Flood Policies98 in force
Nearby Flood Claims2 (2017)
Claims Outside the SFHA2 of 2
Most Recent ClaimAug 2017 · Hurricane Harvey
Claims by Event
  • Hurricane Harvey, Aug 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTGOMERY COUNTY MUD 60
serves 15,036 people · EPA ID TX1700470
Water SourcePurchased surface water from SJRA THE WOODLANDS
Last State InspectionJan 2025
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Tachus Fiber Internet
Fiber		8,000 / 8,000
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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