St. Johns County property record for 87 Vivian James Dr, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,472 sqft · built 2018 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $342,300 (Apr 2018) |
| Tax Bill | $4,288 (2025) |
| Deeds & Mortgages | Aug 2020 Line of Credit Apr 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 027141-1940 |
| Primary APN | 027141-1940 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,472 sqft Living Area |
| Gross Area | 3,373 sqft |
| 1st Floor Area | 2,472 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,068 sqft (0.3 acres) |
| Garage Type | Attached |
| Garage Area | 673 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 281 sqft |
| Patio Area | 350 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 87 VIVIAN JAMES DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-1886 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 76/80-94 ARBOR MILL PHASE ONE LOT 194 OR4529/1076 |
| Legal Range | 28E |
| Legal Township | 06S |
| Legal Section | 18 |
| Legal Subdivision | ARBOR MILL PHASE ONE |
| Legal Phase | 1 |
| Legal Block | 1 |
| Legal Lot Number | 194 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 20908 |
87 Vivian James Dr is owned and occupied by two individuals who bought it in April 2018.
Source: St. Johns County records, as of April 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 87 VIVIAN JAMES DR, SAINT AUGUSTINE, FL 32092-1886 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 13, 2020 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Apr 10, 2018 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIDELITY BANK |
| Aug 31, 2017 | Loan Modification, Mortgage ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 10, 2018 · Amount on File |
| Deed Sale | Apr 10, 2018 · Amount on File |
| Prior Sale | Nov 1, 2016 · Amount on File |
| Deed Document Number | 201823990 |
| Deed Book / Page | 4529 / 1076 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 87 VIVIAN JAMES DR, SAINT AUGUSTINE, FL 32092-1886 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0050160796 |
|---|---|
| Date | Aug 13, 2020 |
| Book Page | 5016/796 |
| Instrument | 2020067839 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jul 1, 2050 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Apr 10, 2018 |
| Property Address | 87 VIVIAN JAMES DR, SAINT AUGUSTINE, FL 32092-1886 |
| Document Number | 0045291076 |
| Book / Page | 4529 / 1076 |
| Map Reference | MB76 PG80-94 |
| Instrument Date | Apr 6, 2018 |
| Instrument | 2018023990 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5303 WESCONNETT BLVD, 5303, JACKSONVILLE, FL 32210-7832 |
| Name | Verified Name |
|---|---|
| Address | 87 VIVIAN JAMES DR, SAINT AUGUSTINE, FL 32092-1886 |
| Document Number | 2018023991 |
|---|---|
| Date | Apr 10, 2018 |
| Instrument | 2018023991 |
| Name | FIDELITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2048 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 87 VIVIAN JAMES DR, SAINT AUGUSTINE, FL 32092-1886 |
| Document Number | 0044360105 |
| Book / Page | 004436 / 000105 |
| Instrument Date | Aug 31, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2017 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5303 WESCONNETT BLVD JACKSONVILLE FL 322107832, JACKSONVILLE, FL 32210-7832 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 87 Vivian James Dr was $4,288 with a homeowner's exemption, up 12.6% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $341,342 (+2.7%) | $473,818 (+2.13%) Land $110,000 Building $363,818 | |
| 2025 | $4,288.00 (+12.58%) Homeowner's exemption | $332,368 (+2.9%) | $463,920 (-5.36%) Land $100,000 Building $363,920 |
| 2024 | $3,809.00 (+1.98%) Homeowner's exemption | $323,001 (+3%) | $490,199 (-0.76%) Land $120,000 Building $370,199 |
| 2023 | $3,735.00 (+2.92%) Homeowner's exemption | $313,593 (+3%) | $493,938 (+18.32%) Land $120,000 Building $373,938 |
| 2022 | $3,629.00 Homeowner's exemption | $304,459 | $417,463 Land $100,800 Building $316,663 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 87 Vivian James Dr in Zone X, an area of minimal flood risk, though there have been 28 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 121 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 121 in force |
| Nearby Flood Claims | 28 (2008–2024) |
| Claims Outside the SFHA | 6 of 28 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 87 Vivian James Dr is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 78% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Fiber · Cable in parts of the area | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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