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48 Vivian James Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 48 Vivian James Dr, Saint Augustine, FL 32092

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,577 sqft · built 2019
Lot Size0.3 acres (13,068 sqft)
OwnerIndividual Name on Record
Last Sale$369,818 (Oct 2019)
Tax Bill$6,676 (2025)
Deeds & MortgagesOct 2019 Sale & Mortgage
Oct 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN027141-2110

Property Details

APN / Parcel Number

Primary APN027141-2110

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Stories1 Story
Building Area2,577 sqft Living Area
Gross Area4,204 sqft
1st Floor Area2,577 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialConcrete
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area13,068 sqft (0.3 acres)
Garage TypeAttached
Garage Area1,474 sqft
Parking Spaces5 Parking Spaces
PorchFinished Screened Porch
Porch Area195 sqft
Deck Area405 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address48 VIVIAN JAMES DR
CitySAINT AUGUSTINE
StateFL
Zip32092-1883
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description76/80-94 ARBOR MILL PHASE ONE LOT 211 OR4817/187
Legal Range28E
Legal Township06S
Legal Section18
Legal SubdivisionARBOR MILL PHASE ONE
Legal Phase1
Legal Block1
Legal Lot Number211
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group1
Census Block1033
Census Tract20908

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address48 VIVIAN JAMES DR, SAINT AUGUSTINE, FL 32092-1883
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 22, 2019Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
HOME AMERICAN MORTGAGE CORP
Oct 17, 2018Deed of Trust, Mortgage · Conventional Mortgage
JAX FCU
Jun 26, 2017Grant Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 22, 2019 · Amount on Record
Deed SaleOct 22, 2019 · Amount on Record
Prior SaleJun 26, 2017 · Amount on Record
Deed Document Number201978526
Deed Book / Page4817 / 187
Record UpdatedJun 8, 2026

October 2019: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateOct 22, 2019
Property Address48 VIVIAN JAMES DR, SAINT AUGUSTINE, FL 32092-1883
Document Number0048170187
Book / Page4817 / 0187
Map ReferenceMB 76 PG 80-94
Instrument DateOct 18, 2019
Instrument2019078526
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 2, 2022
Title CompanyAMERICAN HOME T&E CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,589.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10255 FORTUNE PKWY # 150, 10255, JACKSONVILLE, FL 32256-6502

Transferred To (Grantee/Buyer)

NameVerified Name
Address48 VIVIAN JAMES DR, SAINT AUGUSTINE, FL 32092-1883
InvestorPossibly a Property Investor

Mortgage

Document Number0004817188
DateOct 22, 2019
Instrument4817/188
Lender
NameHOME AMERICAN MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2049

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address48 VIVIAN JAMES DR, SAINT AUGUSTINE, FL 32092-1883
Document Number0046291496
Instrument DateOct 17, 2018
Transaction TypeMortgage
Record UpdatedNov 1, 2018
Title CompanyATTORNEY ONLY

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address56 LANSING CT ST AUGUSTINE FL 320921869, ST AUGUSTINE, FL 32092-1869

Mortgage

Document Number0046291496
DateOct 22, 2018
Book Page004629/001496
Instrument76106
Lender
NameJAX FCU
TypeCredit Union
AddressJACKSONVILLE, FL 32204
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueOct 21, 2033

June 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionST JOHNS FL
Recording DateJun 26, 2017
Property Address48 VIVIAN JAMES DR, SAINT AUGUSTINE, FL 32092-1883
Document Number0043940964
Book / Page004394 / 000964
Instrument DateJun 22, 2017
Instrument43807
Transaction TypeTransfer
Record UpdatedJul 12, 2017

Transaction

AmountAmount Recorded
Tax$3,052.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Partnership
Address1560 WELLS RD #A ORANGE PARK FL 320736780, A, ORANGE PARK, FL 32073-6780

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$523,397 (+2.7%)$531,033 (+1.12%) Land $110,000 Building $421,033
2025$6,676.00 (+11.83%) Homeowner's exemption$509,637 (+7.08%)$525,127 (-3.65%) Land $100,000 Building $425,127
2024$5,970.00 (+3%)
2023$5,796.00 (+2.66%) Homeowner's exemption$475,952 (+3%)$545,046 (+17.95%) Land $120,000 Building $425,046
2022$5,646.00 Homeowner's exemption$462,089$462,089 Land $100,800 Building $361,289

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 121 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies121 in force
Nearby Flood Claims28 (2008–2024)
Claims Outside the SFHA6 of 28
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Irma, Sep 2017 · 15 claims
  • Hurricane Matthew, Oct 2016 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · lower than 78% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-CR214 MAINLAND WTP
serves 66,953 people · EPA ID FL2554447
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Fiber · Cable in parts of the area		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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