87 Ridgeview Ter, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 87 Ridgeview Ter, Wayne, NJ 07470

Property Summary

Property Type	Single Family Home
Details	2,278 sqft · built 1958
Lot Size	0.543 acres (23,653 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Nov 2016)
Tax Bill	$16,177 (2025)
Deeds & Mortgages	Dec 2022 Second Mortgage Apr 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-03309-0000-00008`

Property Details

APN / Parcel Number

Primary APN	`14-03309-0000-00008`
Alternative APNs	`1400613P00008` `140330900008`

Interior

Building Area	2,278 sqft Living Area

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Cape Cod
Lot Area	23,653 sqft (0.543 acres)

Location & Zoning

Old Parcel Number	1400613P00008
Street Address	87 RIDGEVIEW TER
City	WAYNE
State	NJ
Zip	07470-5238
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-B
Legal Block	3309
Legal Lot Number	8
Jurisdiction	PASSAIC NJ
Township / Civil Division	WAYNE
Census Block Group	3
Census Block	3004
Census Tract	246003

Owner

Source: Passaic County and Wayne Township records, as of July 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	87 RIDGEVIEW TER, WAYNE, NJ 07470-5238
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PROPONENT FCU
Apr 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 29, 2020	Deed of Trust, Mortgage · Commercial Mortgage PROPONENT FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2016 · Amount on File
Deed Sale	Nov 18, 2016 · Amount on File
Deed Document Number	201657169
Deed Book / Page	2940 / 190
Prior Transfer Date	Apr 23, 1998
Prior Transfer Doc	0000060777
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	87 RIDGEVIEW TER, WAYNE, NJ 07470-5238
Transaction Type	Mortgage
Record Updated	Jan 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000055070
Date	Dec 2, 2022
Book Page	M18286/105
Instrument	2022055070

Lender

Name	PROPONENT FCU
Type	Credit Union
Address	NUTLEY, NJ 07110

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 15, 2037

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	87 RIDGEVIEW TER, WAYNE, NJ 07470-5238
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020307
Date	Apr 8, 2022
Book Page	M17926/211
Instrument	2022020307

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2037

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	87 RIDGEVIEW TER, WAYNE, NJ 07470-5238
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028764
Date	Jun 29, 2020
Book Page	M16239/64
Instrument	2020028764

Lender

Name	PROPONENT FCU
Type	Credit Union
Address	NUTLEY, NJ 07110

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	121 Months
Due	Jul 15, 2030

Tax Assessment & Valuation

Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
County Subdivision	Wayne Township
Unified School District	Wayne Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$269,700 (-) Land $106,800 Building $162,900	$269,700 (-) Land $106,800 Building $162,900
2025	$16,177.00 (+0.88%)	$269,700 (-) Land $106,800 Building $162,900	$269,700 (-) Land $106,800 Building $162,900
2024	$16,036.00 (+5.17%)
2023		$269,700 Land $106,800 Building $162,900	$269,700 Land $106,800 Building $162,900
2022	$15,248.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jan 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001
Water Source	Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile.

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