59 Ridgeview Ter, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 59 Ridgeview Ter, Wayne, NJ 07470

Property Summary

Property Type	Single Family Home
Details	3,177 sqft · built 1978
Lot Size	0.771 acres (33,585 sqft)
Owner	2 Individual Names on Record
Last Sale	$550,000 (Feb 2019)
Tax Bill	$15,955 (2025)
Deeds & Mortgages	Jun 2017 Line of Credit Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-03308-0000-00025`

Property Details

APN / Parcel Number

Primary APN	`14-03308-0000-00025`
Alternative APNs	`1400613L00007` `140330800025`

Interior

Building Area	3,177 sqft Living Area

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Colonial
Lot Area	33,585 sqft (0.771 acres)

Location & Zoning

Old Parcel Number	1400613L00007
Street Address	59 RIDGEVIEW TER
City	WAYNE
State	NJ
Zip	07470-5237
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-B
Legal Block	3308
Legal Lot Number	25
Jurisdiction	PASSAIC NJ
Township / Civil Division	WAYNE
Census Block Group	3
Census Block	3003
Census Tract	246003

Owner

Source: Passaic County and Wayne Township records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	59 RIDGEVIEW TER, WAYNE, NJ 07470-5237
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 19, 2017	Deed of Trust, Mortgage · Line of Credit SANTANDER BANK NA
Jul 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Feb 27, 2019	Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 27, 2019 · Amount on Record
Deed Sale	Feb 27, 2019 · Amount on Record
Prior Sale	Apr 29, 2014 · Amount on Record
Deed Document Number	20199022
Deed Book / Page	3524 / 159
Record Updated	Sep 20, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	59 RIDGEVIEW TER, WAYNE, NJ 07470-5237
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029156
Date	Jun 19, 2017
Instrument	2017029156

Lender

Name	SANTANDER BANK NA
Type	Bank
Address	READING, PA 19601

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 9, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	59 RIDGEVIEW TER, WAYNE, NJ 07470-5237
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031710
Date	Jul 15, 2020
Book Page	M16274/35
Instrument	2020031710

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

February 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Feb 27, 2019
Property Address	59 RIDGEVIEW TER, WAYNE, NJ 07470-5237
Document Number	0000009022
Book / Page	D3524 / 0159
Instrument Date	Dec 26, 2018
Instrument	2019009022
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	WESTCOR LAND TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,925.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	59 RIDGEVIEW TER, 59, WAYNE, NJ 07470-5237

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	59 RIDGEVIEW TER, WAYNE, NJ 07470-5237

Mortgage

Document Number	0000009023
Date	Feb 27, 2019
Book Page	M15417/0064
Instrument	2019009023

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
County Subdivision	Wayne Township
Unified School District	Wayne Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$287,200 (+7.97%) Land $113,600 Building $173,600	$287,200 (+7.97%) Land $113,600 Building $173,600
2025	$15,955.00 (+0.88%)	$266,000 (-) Land $113,600 Building $152,400	$266,000 (-) Land $113,600 Building $152,400
2024	$15,816.00 (+5.17%)
2023		$266,000 Land $113,600 Building $152,400	$266,000 Land $113,600 Building $152,400
2022	$15,039.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jan 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001
Water Source	Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile.

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