Passaic County and Wayne Township property record for 86 Ridgeview Ter, Wayne, NJ 07470
| Property Type | Single Family Home |
|---|---|
| Details | 2,801 sqft · built 1956 |
| Lot Size | 1.04 acres (45,651 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $610,000 (Aug 2018) |
| Tax Bill | $17,664 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Aug 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-03305-0000-00058 |
| Primary APN | 14-03305-0000-00058 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,801 sqft Living Area |
|---|
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Cape Cod |
| Lot Area | 45,651 sqft |
| Old Parcel Number | 1400613M00016 |
|---|---|
| Street Address | 86 RIDGEVIEW TER |
| City | WAYNE |
| State | NJ |
| Zip | 07470-5212 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 3305 |
| Legal Lot Number | 58 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | WAYNE |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 246003 |
Source: Passaic County and Wayne Township records · APN 14-03305-0000-00058
Assessment roll updated July 8, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 86 RIDGEVIEW TER, WAYNE, NJ 07470-5212 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 06, 2021 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Aug 22, 2018 | Deed, Transfer · FHA Mortgage VALLEY BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 22, 2018 · Amount on Record |
| Deed Sale | Aug 22, 2018 · Amount on Record |
| Prior Sale | Nov 19, 2015 · Amount on Record |
| Deed Document Number | 201838297 |
| Deed Book / Page | 3385 / 21 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 86 RIDGEVIEW TER, WAYNE, NJ 07470-5212 |
| Transaction Type | Mortgage |
| Record Updated | Sep 03, 2021 |
| Name | Verified Name |
|---|---|
| Address | 86 RIDGEVIEW TER, WAYNE, NJ 07470-5212 |
| Document Number | 0000050677 |
|---|---|
| Date | Aug 06, 2021 |
| Book Page | M17341/83 |
| Instrument | 2021050677 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 324 Months |
| Due | Aug 01, 2048 |
| Document Type | Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Aug 22, 2018 |
| Property Address | 86 RIDGEVIEW TER, WAYNE, NJ 07470-5212 |
| Document Number | 0000038297 |
| Book / Page | D3385 / 0021 |
| Instrument Date | Jul 24, 2018 |
| Instrument | 2018038297 |
| Transaction Type | Transfer |
| Record Updated | Nov 04, 2021 |
| Title Company | NUCO TITLE INS AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $610.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 86 RIDGEVIEW TER, 86, WAYNE, NJ 07470-5212 |
| Name | Verified Name |
|---|---|
| Address | 86 REIGEVIEW TERRACE, WAYNE, NJ 07470 |
| Document Number | 0000038298 |
|---|---|
| Date | Aug 22, 2018 |
| Book Page | M15164/0181 |
| Instrument | 2018038298 |
| Name | VALLEY BANK |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2048 |
Source: Passaic County and Wayne Township records · Assessment roll updated July 8, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| County Subdivision | Wayne Township |
| Unified School District | Wayne Township School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $294,500 (-) Land $103,600 Building $190,900 | $294,500 (-) Land $103,600 Building $190,900 | |
| 2025 | $17,664.00 (+0.88%) | $294,500 (-) Land $103,600 Building $190,900 | $294,500 (-) Land $103,600 Building $190,900 |
| 2024 | $17,510.00 (+5.16%) | ||
| 2023 | $294,500 Land $103,600 Building $190,900 | $294,500 Land $103,600 Building $190,900 | |
| 2022 | $16,651.00 |
Source: FEMA National Flood Hazard Layer as of May 29, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Jan 1979 · rainfall accumulation |
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, T-Mobile USA.
Based on FCC filings for 227 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWNSHIP OF WAYNE serves 55,000 people |
|---|---|
| Water Source | Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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