87 Oak Rd, Highlands, NC 28741 Property Records

Macon County property record for 87 Oak Rd, Highlands, NC 28741

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,244 sqft · built 2001
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on Record
Last Sale	$568,500 (Apr 2020)
Tax Bill	$3,217 (2026)
Deeds & Mortgages	Apr 2020 Sale & Mortgage May 2018 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`7541809915`

Property Details

APN / Parcel Number

Primary APN	`7541809915`
Alternative APNs	`0505049` `111191`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,244 sqft Heated Area
1st Floor Area	2,244 sqft
Basement Area	1,587 sqft
Finished Basement	1,587 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Crossed Walls
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	20,038 sqft (0.46 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	384 sqft
Deck Area	170 sqft
Patio Area	770 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	111191
Street Address	87 OAK RD
City	HIGHLANDS
State	NC
Zip	28741-7149
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LOT 4 BL G SEC 1 HFCC
Legal Subdivision	HIGHLANDS FALLS COUNTRY CLUB
Legal Block	G
Legal Lot Number	4
Jurisdiction	MACON NC
Township / Civil Division	HIGHLANDS
Census Block Group	1
Census Block	1029
Census Tract	970502

Owner

Source: Macon County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	87 OAK RD, HIGHLANDS, NC 28741-7149
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2020	Warranty Deed, Transfer · Conventional Mortgage RENASANT BANK
May 10, 2018	Quit Claim Deed, Transfer Quitclaim
May 9, 2018	Special Warranty Deed, Transfer FIRST CITIZENS BANK & TRUST CO
Sep 25, 2017	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 2020 · Amount on Record
Deed Sale	Apr 24, 2020 · Amount on Record
Prior Sale	May 9, 2018 · Amount on Record
Deed Document Number	20202639
Deed Book / Page	39 / 837
Prior Transfer Date	May 8, 2018
Prior Transfer Doc	00O38/1769
Record Updated	Oct 29, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Apr 24, 2020
Property Address	87 OAK RD, HIGHLANDS, NC 28741-7149
Document Number	000W39/837
Book / Page	W-39 / 837
Map Reference	CAB 1 SL 225
Instrument Date	Apr 8, 2020
Instrument	2020002639
Transaction Type	Transfer
Record Updated	Dec 28, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,137.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1935 LEDO ROAD, MIAMI, FL 33170

Mortgage

Document Number	2020002640
Date	Apr 24, 2020
Instrument	2020002640

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2035

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MACON NC
Recording Date	May 10, 2018
Property Address	87 OAK RD, HIGHLANDS, NC 28741-7149
Document Number	00O38/1769
Book / Page	O-38 / 1769
Map Reference	MBO-38 PG1524
Instrument Date	May 8, 2018
Instrument	2018003134
Transaction Type	Transfer
Record Updated	Dec 28, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3715 POWERLINE RD, 3715, LITHIA, FL 33547-2896

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3715 POWERLINE RD, LITHIA, FL 33547-2896

May 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MACON NC
Recording Date	May 9, 2018
Property Address	87 OAK RD, HIGHLANDS, NC 28741-7149
Document Number	00O38/1524
Book / Page	O-38 / 1524
Map Reference	CAB1 SL25 PG6
Instrument Date	Apr 30, 2018
Instrument	2018003066
Transaction Type	Transfer
Record Updated	Dec 28, 2021
Title Company	SERVICELINK

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3217 DECKER LAKE DR, 3217, SALT LAKE CITY, UT 84119-3284

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3715 POWERLINE RD, LITHIA, FL 33547-2896

Mortgage

Document Number	2018020024
Date	May 9, 2018
Instrument	2018020024

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Amount	Amount Recorded
Term	300 Months
Due	May 2, 2043

Interest

Rate Type	Adjustable Rate

September 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MACON NC
Recording Date	Sep 25, 2017
Property Address	87 OAK RD, HIGHLANDS, NC 28741-7149
Document Number	00E38/1241
Book / Page	E-38 / 1241
Map Reference	PL CAB 1 SL 225
Instrument Date	Sep 19, 2017
Instrument	2017006510
Transaction Type	Foreclosure
Record Updated	Dec 28, 2021

Transaction

Amount	Amount Recorded
Tax	$1,097.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,217.00 (+3.41%)	$1,034,620 (-) Land $100,000 Building $934,620	$1,034,620 (-) Land $100,000 Building $934,620
2025	$3,111.00 (+0.39%)
2023	$3,099.00	$1,034,620 Land $100,000 Building $934,620	$1,034,620 Land $100,000 Building $934,620

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 policies
Nearby Flood Policies	38 in force
Nearby Flood Claims	2 (2013–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	1,000 / 50

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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