35 Oak Rd, Highlands, NC 28741 Property Records

Macon County property record for 35 Oak Rd, Highlands, NC 28741

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,216 sqft · built 1975
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Company Names on Record
Last Sale	$275,000 (Jun 2019)
Tax Bill	$1,648 (2026)
Deeds & Mortgages	May 2026 Sale Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7541900858`

Property Details

APN / Parcel Number

Primary APN	`7541900858`
Alternative APNs	`0501159` `144809`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,216 sqft Heated Area
1st Floor Area	1,216 sqft
Utility Area	48 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Crossed Walls
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	20,038 sqft (0.46 acres)
Terrain	Rolling
Garage Type	Carport
Garage Area	632 sqft
Carport	Carport
Carport Area	632 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	192 sqft
Deck Area	674 sqft
Patio Area	352 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	144809
Street Address	35 OAK RD
City	HIGHLANDS
State	NC
Zip	28741-7149
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LOT 5 BLK G SEC I HFCC
Legal Subdivision	HIGHLANDS FALLS COUNTRY CLUB
Legal Block	G
Legal Lot Number	5
Jurisdiction	MACON NC
Township / Civil Division	HIGHLANDS
Census Block Group	1
Census Block	1029
Census Tract	970502

Owner

Source: Macon County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	4714 ZENO CT, BRADENTON, FL 34211-5514
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
May 18, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Mar 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERIS BANK
Jun 25, 2019	Warranty Deed, Transfer · Construction Mortgage FIDELITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2019 · Amount on Record
Deed Sale	Jun 25, 2019 · Amount on Record
Deed Document Number	20193966
Deed Book / Page	39 / 1715
Last Transfer Date	May 6, 2026
Transfer Doc	0000003036
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	May 18, 2026
Property Address	35 OAK RD, HIGHLANDS, NC 28741-7149
Document Number	0000003036
Book / Page	K- / 44.754
Instrument Date	May 6, 2026
Instrument	20263036
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4714 ZENO CT, BRADENTON, FL 34211-5514

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	35 OAK RD, HIGHLANDS, NC 28741-7149
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000U39/15
Date	Mar 9, 2020
Book Page	U-39/15
Instrument	2020001562

Lender

Name	AMERIS BANK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Jun 25, 2019
Property Address	35 OAK RD, HIGHLANDS, NC 28741-7149
Document Number	00G39/1715
Book / Page	G-39 / 1715
Map Reference	PL 10348
Instrument Date	Jun 10, 2019
Instrument	2019003966
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$550.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5640 HABERSHAM VLY, SUWANEE, GA 30024-4276

Mortgage

Document Number	00G39/1720
Date	Jun 25, 2019
Book Page	G-39/1720
Instrument	2019003968

Lender

Name	FIDELITY BANK
Type	Bank
Address	ATLANTA, GA 30329

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,648.00 (+3.26%)	$510,600 (-) Land $100,000 Building $410,600	$510,600 (-) Land $100,000 Building $410,600
2025	$1,596.00 (+0.76%)	$510,600 (-) Land $100,000 Building $410,600	$510,600 (-) Land $100,000 Building $410,600
2023	$1,584.00	$510,600 Land $100,000 Building $410,600	$510,600 Land $100,000 Building $410,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 policies
Nearby Flood Policies	38 in force
Nearby Flood Claims	2 (2013–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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