22 Oak Rd, Highlands, NC 28741 Property Records

Macon County property record for 22 Oak Rd, Highlands, NC 28741

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,618 sqft · built 1987
Lot Size0.41 acres (17,860 sqft)
OwnerIndividual Name on Record
Last Sale$390,000 (Oct 2017)
Tax Bill$2,474 (2026)
Deeds & MortgagesOct 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN7541900700

Property Details

APN / Parcel Number

Primary APN7541900700
Alternative APNs
  • 0501351
  • 140905

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,618 sqft Heated Area
1st Floor Area1,618 sqft
Basement Area1,618 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 2000
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Foundation TypeCrossed Walls
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area17,860 sqft (0.41 acres)
TerrainRolling
View / LotGolf Course

Exterior Amenities

PorchPatio
Porch Area404 sqft
Deck Area64 sqft
Patio Area836 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerConnected

Location & Zoning

Account Number140905
Street Address22 OAK RD
CityHIGHLANDS
StateNC
Zip28741-7149
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionLOT 5 BLK F HLDS FALLS
Legal SubdivisionHIGHLANDS FALLS COUNTRY CLUB
Legal BlockF
Legal Lot Number5
JurisdictionMACON NC
Township / Civil DivisionHIGHLANDS
Census Block Group1
Census Block1033
Census Tract970502

Owner

Source: Macon County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5649 OSCAR GILSTRAP RD, CLERMONT, GA 30527-1943
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 4, 2017 · Amount on Record
Deed SaleOct 4, 2017 · Amount on Record
Deed Document Number20176779
Deed Book / Page38 / 84
Record UpdatedOct 29, 2026

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACON NC
Recording DateOct 4, 2017
Property Address22 OAK RD, HIGHLANDS, NC 28741-7149
Document NumberF38/0084
Book / PageF-38 / 0084
Map ReferencePL 3 PG 105
Instrument DateSep 22, 2017
Instrument2017006779
Transaction TypeTransfer
Record UpdatedOct 4, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$780.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6020 TROJAN DR, GAINESVILLE, GA 30506-7345

Mortgage

Document NumberF38/0087
DateOct 4, 2017
Book PageF-38/0087
Instrument2017006780
Lender
NamePEACH STATE & TRUST
AddressGAINESVILLE, GA 30501
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueNov 1, 2032

Tax Assessment & Valuation

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMacon County
Unified School DistrictMacon County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,474.00 (+3.38%)$786,420 (-) Land $100,000 Building $686,420$786,420 (-) Land $100,000 Building $686,420
2025$2,393.00 (+0.5%)
2023$2,381.00$786,420 Land $100,000 Building $686,420$786,420 Land $100,000 Building $686,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 38 policies
Nearby Flood Policies38 in force
Nearby Flood Claims2 (2013–2024)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 58% of North Carolina
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Vyve Broadband
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

May also be available: Hotwire Communications.

Nearby Properties on Oak Rd

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