87 Lynn Ray Rd, Petal, MS 39465 Property Records

Forrest County property record for 87 Lynn Ray Rd, Petal, MS 39465

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,912 sqft · built 1994
Lot Size	4.69 acres (204,296 sqft)
Owner	Individual Name on Record
Tax Bill	$2,692 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Aug 2021 Mortgage
Flood Zone	Zone AE (high risk)
APN	`3-022G-25-024.00`

Property Details

APN / Parcel Number

Primary APN	`3-022G-25-024.00`
Alternative APNs	`177A-0000-025-070.00` `028976` `28976`

Interior

Full Baths	3 Baths
Building Area	1,912 sqft Living Area
1st Floor Area	1,972 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Exterior Material	Shingles
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	204,296 sqft (4.69 acres)
Garage Type	Carport
Carport	Carport
Carport Area	840 sqft
Parking Spaces	3 Parking Spaces
Greenhouse	60 sqft
Utility Building	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	28976
Street Address	87 LYNN RAY RD
City	PETAL
State	MS
Zip	39465-7913
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 172FT OF S 700FT OF E1/2 NE1/4 SW1/4 LYING N & W OF H/BG & ELLISVILLE RD B302 P545 8/67 BK 0620 PG 0134 07/31/1989 PREV #P6
Legal Range	13W
Legal Township	05N
Legal Section	25
Legal Block	302
Jurisdiction	FORREST MS
Township / Civil Division	3
Census Block Group	1
Census Block	1046
Census Tract	10104

Owner

Source: Forrest County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	87 LYNN RAY RD, PETAL, MS 39465-7913
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage IXONIA BANK
Aug 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANCORP SOUTH BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2016
Deed Sale	Aug 17, 2016
Deed Document Number	751494
Deed Book / Page	1235 / 348
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORREST MS
Property Address	87 LYNN RAY RD, PETAL, MS 39465-7913
Transaction Type	Mortgage
Record Updated	Mar 2, 2022
Title Company	PINE BELT LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002407/23
Date	Feb 8, 2022
Book Page	2407/23
Instrument	833399

Lender

Name	IXONIA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

Interest

Rate Type	Fixed Rate

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORREST MS
Property Address	87 LYNN RAY RD, PETAL, MS 39465-7913
Transaction Type	Mortgage
Record Updated	Oct 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2376/551
Date	Aug 25, 2021
Book Page	2376/551
Instrument	826160

Lender

Name	BANCORP SOUTH BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 26, 2031

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Forrest County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Forrest County
Municipality	Petal City
Unified School District	Petal School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,692.00 (+19.64%) Homeowner's exemption	$16,945 (-88.82%)	$169,110 (+11.57%) Land $11,120 Building $157,990
2023	$2,250.00 Homeowner's exemption	$151,570 (+897.43%)	$151,570 (-0.02%) Land $11,130 Building $140,440
2022		$15,196	$151,600 Land $11,160 Building $140,440

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	3 (2018–2022)
Most Recent Claim	Aug 2022 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, And Tornado, Dec 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 85% of Mississippi
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PETAL serves 9,509 people · EPA ID MS0180011
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
defastlink Fiber	1,000 / 1,000
C Spire Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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