68 Lynn Ray Rd, Petal, MS 39465 Property Records

Forrest County property record for 68 Lynn Ray Rd, Petal, MS 39465

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,568 sqft · built 1952
Lot Size	5.6 acres (243,936 sqft)
Owner	2 Individual Names on File
Last Sale	$213,216 (Jan 2026)
Tax Bill	$1,618 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Oct 2025 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`3-022H-25-056.00`

Property Details

APN / Parcel Number

Primary APN	`3-022H-25-056.00`
Alternative APNs	`177A-0000-025-077.00` `028984` `28984`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,568 sqft Living Area
1st Floor Area	1,568 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Exterior Material	Other
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	243,936 sqft (5.6 acres)
Utility Building	72 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	28984
Street Address	68 LYNN RAY RD
City	PETAL
State	MS
Zip	39465-9317
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG SWC NW1/4 SE1/4 W 224FT NE ALG RD 461FT S 78 DEG 2 MIN E 512.7FT S333FT W 494FT TO BEG B327 P425 11/69 PREV #P61225410
Legal Range	13W
Legal Township	05N
Legal Section	25
Legal Block	25
Jurisdiction	FORREST MS
Township / Civil Division	3
Census Block Group	2
Census Block	2007
Census Tract	10300

Owner

68 Lynn Ray Rd is owned and occupied by two individuals who bought it in January 2026.

Source: Forrest County records, as of October 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	68 LYNN RAY RD, PETAL, MS 39465-9317
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2026	Deed of Trust, Mortgage · FHA Mortgage GUARANTEED RATE INC
Oct 6, 2025	Deed of Trust, Mortgage · Line of Credit FIRST SOUTHERN BANK
May 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST SOUTHERN BANK
Jan 17, 2020	Deed of Trust, Mortgage FIRST SOUTHERN BANK
May 17, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 20, 2026 · Amount on File
Deed Sale	Jan 20, 2026 · Amount on File
Prior Sale	May 17, 2017
Deed Document Number	2026885536
Deed Book / Page	1491 / 488
Transfer Doc	001115/412
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORREST MS
Property Address	68 LYNN RAY RD, PETAL, MS 39465-9317
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 PINE ST C, C, PETAL, MS 39465-2080

Mortgage

Document Number	002617/240
Date	Jan 20, 2026
Book Page	2617/240
Instrument	885537

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORREST MS
Property Address	68 LYNN RAY RD, PETAL, MS 39465-9317
Transaction Type	Mortgage
Record Updated	Nov 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 LYNN RAY RD, PETAL, MS 39465-4213

Mortgage

Document Number	002600/417
Date	Oct 6, 2025
Book Page	2600/417
Instrument	881738

Lender

Name	FIRST SOUTHERN BANK
Type	Bank
Address	HATTIESBURG, MS 39402

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	6 Months
Due	Apr 15, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORREST MS
Property Address	68 LYNN RAY RD, PETAL, MS 39465-9317
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002422/50
Date	May 2, 2022
Book Page	2422/50
Instrument	836572

Lender

Name	FIRST SOUTHERN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jan 15, 2025

Interest

Rate Type	Fixed Rate

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORREST MS
Property Address	68 LYNN RAY RD, PETAL, MS 39465-9317
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002265/53
Date	Jan 17, 2020
Book Page	2265/53
Instrument	800145

Lender

Name	FIRST SOUTHERN BANK
Type	Bank
Address	HATTIESBURG, MS 39402

Agreement

Amount	Amount on Record
Term	60 Months
Due	Jan 15, 2025

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORREST MS
Recording Date	May 17, 2017
Property Address	68 LYNN RAY RD, PETAL, MS 39465-9317
Document Number	0001255/64
Book / Page	1255 / 64
Instrument Date	May 9, 2017
Instrument	761978
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	258 SPRINGFIELD RD, 258, PETAL, MS 39465-9448

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 LYNN RAY RD, PETAL, MS 39465-4213
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 68 Lynn Ray Rd was $1,618.

Source: Forrest County assessment roll, as of March 9, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Forrest County
Municipality	Petal City
Unified School District	Petal School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,618.00	$9,160	$61,060 Land $10,190 Building $50,870
2023	$1,297.00	$51,500 (+566.24%)	$51,500 (-0.06%) Land $10,210 Building $41,290
2022		$7,730	$51,530 Land $10,240 Building $41,290

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 68 Lynn Ray Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	24 (1979–2018)
Claims Outside the SFHA	6 of 24
Most Recent Claim	Dec 2018 · Severe Storms, Flooding, And Tornado
Claims by Event	Severe Storms, Flooding, And Tornado, Dec 2018 · 4 claims Hurricane Katrina, Aug 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 68 Lynn Ray Rd is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 86% of Mississippi
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PETAL serves 9,509 people · EPA ID MS0180011
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
defastlink Fiber	1,000 / 1,000
C Spire Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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