87 Luce St, Lowell, MA 01852 Property Records

Middlesex County and Lowell City property record for 87 Luce St, Lowell, MA 01852

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 2,087 sqft · built 1930
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$390,000 (Apr 2018)
Tax Bill	$6,849 (2026)
Deeds & Mortgages	May 2021 Refinance Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`G01260`

Property Details

APN / Parcel Number

Primary APN	`G01260`
Alternative APNs	`LOWE M:233 B:3730 L:87` `M:000233 T:G01260`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,087 sqft Living Area
Gross Area	3,083 sqft
1st Floor Area	1,034 sqft
Basement Area	960 sqft
Unfinished Basement	180 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	9,583 sqft (0.22 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	G01260
Street Address	87 LUCE ST
City	LOWELL
State	MA
Zip	01852-3048
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SSF
Legal Block	3730
Legal Lot Number	87
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	2
Census Block	2013
Census Tract	312502

Owner

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	87 LUCE ST, LOWELL, MA 01852-3048
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CALIBER HOME LOANS INC
Apr 30, 2018	Quit Claim Deed, Transfer LEADER BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2018 · Amount on Record
Deed Sale	Apr 30, 2018 · Amount on Record
Deed Book / Page	32037 / 24
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	87 LUCE ST, LOWELL, MA 01852-3048
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0035798-19
Date	May 26, 2021
Book Page	35798/19
Instrument	31195

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2041

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Apr 30, 2018
Property Address	87 LUCE ST, LOWELL, MA 01852-3048
Document Number	32037-24
Book / Page	32037 / 24
Instrument	17079
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$49.01
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	87 LUCE ST, LOWELL, MA 01852-3048

Mortgage

Document Number	320370026
Date	Apr 30, 2018
Instrument	32037/0026

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Apr 30, 2048

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,849.00 (+7.6%)	$603,400 (+8.84%) Land $254,700 Building $348,700	$600,279 (+6.5%)
2025	$6,365.00 (-0.81%)	$554,400 (+2.9%) Land $238,100 Building $316,300	$563,635 (+1.58%)
2024	$6,417.00 (+6.42%)	$538,800 (+10.98%) Land $222,500 Building $316,300	$554,895
2023	$6,030.00	$485,500 Land $193,500 Building $292,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 482 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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