Middlesex County and Lowell City property record for 23 Luce St, Lowell, MA 01852
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,561 sqft · built 1950 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $309,000 (Nov 2008) |
| Tax Bill | $7,574 (2026) |
| Deeds & Mortgages | Sep 2023 Refinance Nov 2020 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | H07380 |
| Primary APN | H07380 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,561 sqft Living Area |
| Gross Area | 3,923 sqft |
| 1st Floor Area | 1,300 sqft |
| Basement Area | 1,300 sqft |
| Unfinished Basement | 1,300 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,068 sqft (0.3 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | H07380 |
|---|---|
| Street Address | 23 LUCE ST |
| City | LOWELL |
| State | MA |
| Zip | 01852-3009 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SSF |
| Legal Block | 3730 |
| Legal Lot Number | 23 |
| Jurisdiction | LOWELL MA |
| Township / Civil Division | LOWELL |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 312502 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Andover Street Historic District listed 2000 · 139 contributing resources · NRIS 00000568 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Middlesex County and Lowell City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 23 LUCE ST, LOWELL, MA 01852-3009 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 13, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance MAIN STREET BANK (MA) |
| Nov 9, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance MAIN STREET BANK (MA) |
| Jun 14, 2018 | Deed of Trust, Mortgage · Line of Credit ALIGN CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 17, 2008 · Amount on Record |
| Deed Sale | Nov 17, 2008 · Amount on Record |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 23 LUCE ST, LOWELL, MA 01852-3009 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2023 |
| Name | Verified Name |
|---|
| Document Number | 038066-273 |
|---|---|
| Date | Sep 13, 2023 |
| Book Page | 38066/273 |
| Instrument | 27004 |
| Name | MAIN STREET BANK (MA) |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 23 LUCE ST, LOWELL, MA 01852-3009 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 34885-215 |
|---|---|
| Date | Nov 9, 2020 |
| Book Page | 34885/215 |
| Instrument | 57068 |
| Name | MAIN STREET BANK (MA) |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Dec 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 23 LUCE ST, LOWELL, MA 01852-3009 |
| Document Number | 32186-271 |
| Instrument Date | Jun 14, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 17, 2018 |
| Name | Verified Name |
|---|---|
| Address | 23 LUCE ST LOWELL MA 018523009, LOWELL, MA 01852-3009 |
| Document Number | 32186-271 |
|---|---|
| Date | Jun 26, 2018 |
| Book Page | 032186/000271 |
| Instrument | 26488 |
| Name | ALIGN CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Lowell City |
| Unified School District | Lowell School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,574.00 (+3.98%) | $667,300 (+5.17%) Land $265,500 Building $401,800 | $661,569 (+14.67%) |
| 2025 | $7,284.00 (+4.99%) | $634,500 (+8.93%) Land $248,100 Building $386,400 | $576,935 (+1.84%) |
| 2024 | $6,938.00 (+2.44%) | $582,500 (+6.82%) Land $232,000 Building $350,500 | $566,485 |
| 2023 | $6,773.00 | $545,300 Land $201,700 Building $343,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures