94 Luce St, Lowell, MA 01852 Property Records

Middlesex County and Lowell City property record for 94 Luce St, Lowell, MA 01852

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 2,091 sqft · built 1925
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Company Names on Record
Last Sale	$410,000 (Dec 2006)
Tax Bill	$7,054 (2026)
Deeds & Mortgages	Jun 2026 Transfer Apr 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`D06840`

Property Details

APN / Parcel Number

Primary APN	`D06840`
Alternative APNs	`LOWE M:233 B:3730 L:94` `M:000233 T:D06840`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,091 sqft Living Area
Gross Area	4,336 sqft
1st Floor Area	1,347 sqft
Attic	Attic
Attic Area	744 sqft
Basement Area	1,347 sqft
Unfinished Basement	1,347 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Pool Type	In-Ground Pool
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	D06840
Street Address	94 LUCE ST
City	LOWELL
State	MA
Zip	01852-3034
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SSF
Legal Block	3730
Legal Lot Number	94
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	2
Census Block	2012
Census Tract	312502

Owner

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	94 LUCE ST, LOWELL, MA 01852-3034
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2026	Quit Claim Deed, Transfer Quitclaim
Apr 13, 2026	Deed of Trust, Mortgage · Line of Credit ROCKLAND TRUST COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2006 · Amount on Record
Deed Sale	Dec 4, 2006 · Amount on Record
Deed Document Number	200667590
Deed Book / Page	20764 / 230
Last Transfer Date	Jun 17, 2026
Transfer Doc	0000019050
Record Updated	Oct 29, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Jun 18, 2026
Property Address	94 LUCE ST, LOWELL, MA 01852-3034
Document Number	0000019050
Book / Page	40136 / 203
Instrument Date	Jun 17, 2026
Instrument	202619050
Transaction Type	Transfer
Record Updated	Aug 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	94 LUCE ST, LOWELL, MA 01852-3034

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Recording Date	Apr 13, 2026
Property Address	94 LUCE ST, LOWELL, MA 01852-3034
Document Number	039984-277
Book / Page	39984 / 277
Instrument Date	Apr 8, 2026
Instrument	202610830
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	94 LUCE ST, LOWELL, MA 01852-3034

Mortgage

Document Number	0000010830,
Date	Apr 13, 2026
Book Page	39984/277
Instrument	202610830

Lender

Name	ROCKLAND TRUST COMPANY

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	May 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.11%
Initial Type	Adjustable Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,054.00 (+7.5%)	$621,500 (+8.73%) Land $258,800 Building $362,700	$699,142 (+12.25%)
2025	$6,562.00 (-0.89%)	$571,600 (+2.82%) Land $241,900 Building $329,700	$622,820 (-1.64%)
2024	$6,621.00 (+6.26%)	$555,900 (+10.8%) Land $226,100 Building $329,800	$633,175
2023	$6,231.00	$501,700 Land $196,600 Building $305,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 482 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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