Harford County property record for 86 Haverhill Rd, Joppa, MD 21085
| Property Type | Townhouse |
|---|---|
| Details | 2 ba · 918 sqft · built 1981 |
| Lot Size | 0.117 acres (5,104 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $240,000 (Dec 2021) |
| Tax Bill | $2,505 (2026) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage May 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-144405 |
| Primary APN | 01-144405 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 918 sqft Total Area |
| Basement Area | 646 sqft |
| Finished Basement | 646 sqft |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 5,104 sqft (0.117 acres) |
| Lot Dimensions | 116 ft deep x 45 ft wide |
| Porch | Slab |
| Porch Area | 120 sqft |
| Deck Area | 256 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 144405 |
|---|---|
| Street Address | 86 HAVERHILL RD |
| City | JOPPA |
| State | MD |
| Zip | 21085-4732 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R3 |
| Legal Description | LT 135A 43/45X116 86 HAVERHILL ROAD JOPPATOWNE S6 P 24/64 |
| Legal Subdivision | JOPPATOWNE |
| Legal Block | 73 |
| Legal Lot Number | 86,135A |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 301402 |
Source: Harford County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 86 HAVERHILL RD, JOPPA, MD 21085-4732 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 17, 2021 | Deed, Transfer · Conventional Mortgage SUN WEST MORTGAGE COMPANY INC |
| May 27, 2018 | Deed of Trust, Mortgage · FHA Mortgage DIRECT MTG LN |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 17, 2021 · Amount on Record |
| Deed Sale | Dec 17, 2021 · Amount on Record |
| Prior Sale | Feb 6, 2006 · Amount on Record |
| Deed Book / Page | 15257 / 76 |
| Prior Transfer Date | Sep 20, 2012 |
| Prior Transfer Doc | 0099220423 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Dec 17, 2021 |
| Property Address | 86 HAVERHILL RD, JOPPA, MD 21085-4732 |
| Document Number | 0152570076 |
| Book / Page | 15257 / 76 |
| Map Reference | MB 24 FO 64 |
| Instrument Date | Dec 7, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | BLACK OAK TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 2 QUIET STREAM CT, LUTHERVILLE TIMONIUM, MD 21093-1005 |
| Document Number | 0001525783 |
|---|---|
| Date | Dec 17, 2021 |
| Instrument | 15257/83 |
| Name | SUN WEST MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 86 HAVERHILL RD, JOPPA, MD 21085-4732 |
| Document Number | 0118650299 |
| Instrument Date | May 27, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 7, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 86 HAVERHILL RD JOPPA MD 210854732, JOPPA, MD 21085-4732 |
| Document Number | 0118650299 |
|---|---|
| Date | Dec 17, 2018 |
| Book Page | 011865/000299 |
| Name | DIRECT MTG LN |
|---|---|
| Type | Mortgage Company |
| Address | HUNT VALLEY, MD 21031 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 16, 2048 |
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,505.00 (+12.99%) Homeowner's exemption | $229,900 (+6.09%) | $243,100 (-) Land $55,000 Building $188,100 |
| 2025 | $2,217.00 (+8.73%) Homeowner's exemption | $216,700 (+10.96%) | $243,100 (+19.46%) Land $55,000 Building $188,100 |
| 2023 | $195,300 | $203,500 Land $55,000 Building $148,500 | |
| 2022 | $2,039.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures