82 Haverhill Rd, Joppa, MD 21085 Property Records

Harford County property record for 82 Haverhill Rd, Joppa, MD 21085

Property Summary

Property Type	Townhouse
Details	2.5 ba · 918 sqft · built 1981
Lot Size	0.116 acres (5,057 sqft)
Owner	Individual Name on File
Tax Bill	$2,558 (2026)
Deeds & Mortgages	Jan 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`01-135589`

Property Details

APN / Parcel Number

Primary APN	`01-135589`
Alternative APNs	`1135589` `135589`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	918 sqft Total Area
Basement Area	750 sqft
Finished Basement	750 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	5,057 sqft (0.116 acres)
Porch	Slab
Porch Area	120 sqft
Deck Area	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	135589
Street Address	82 HAVERHILL RD
City	JOPPA
State	MD
Zip	21085-4732
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R3
Legal Description	LT 136A B 73 5057 SF 82 HAVERHILL ROAD JOPPATOWNE S6 PT 24/64
Legal Subdivision	JOPPATOWNE
Legal Block	73
Legal Lot Number	73,136A
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	2
Census Block	2002
Census Tract	301402

Owner

82 Haverhill Rd, a townhouse, is owned and occupied by an individual who acquired it in October 1998.

Source: Harford County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	82 HAVERHILL RD, JOPPA, MD 21085-4732
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 15, 1998
Deed Sale	Oct 15, 1998
Deed Document Number	1998783
Deed Book / Page	2830 / 649
Record Updated	Oct 29, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	82 HAVERHILL RD, JOPPA, MD 21085-4732
Document Number	0122180058
Book / Page	012218 / 000058
Instrument Date	Jan 30, 2017
Transaction Type	Mortgage
Record Updated	Feb 28, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	82 HAVERHILL RD

Mortgage

Document Number	0122180058
Date	Feb 7, 2017
Book Page	012218/000058

Lender

Name	HAR-CO CU
Address	BEL AIR, MD 21014

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 6, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 82 Haverhill Rd was $2,558 with a homeowner's exemption, up 38.2% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,558.00 (+38.2%) Homeowner's exemption	$234,733 (+6.28%)	$248,600 (-) Land $55,000 Building $193,600
2025	$1,851.00 Homeowner's exemption	$220,867	$248,600 Land $55,000 Building $193,600
2023		$198,600	$207,000 Land $55,000 Building $152,000
2022	$2,072.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 82 Haverhill Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 82 Haverhill Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880