87 Grace Point Way, Inlet Beach, FL 32461 Property Records

Walton County property record for 87 Grace Point Way, Inlet Beach, FL 32461

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 2,582 sqft · built 2017
Lot Size	0.069 acres (3,006 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,300,000 (Jun 2021)
Tax Bill	$18,704 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Jun 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`20-3S-18-16310-000-0360`

Property Details

APN / Parcel Number

Primary APN	`20-3S-18-16310-000-0360`
Alternative APNs	`20-318-16310-000-0360` `1084416`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,582 sqft Living Area
Gross Area	3,456 sqft
1st Floor Area	1,093 sqft
Flooring	Wood
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Wood Shake/Shingle
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	3,006 sqft (0.069 acres)
Lot Dimensions	70 ft deep x 43 ft wide
Garage Type	Attached
Garage Area	400 sqft
Driveway	Brick Driveway
Porch	Slab
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	87 GRACE POINT WAY
City	INLET BEACH
State	FL
Zip	32461-7148
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TND
Legal Description	LOT 36 GRACE POINT PHASE 1 REPLAT PB 22-69 FKA GRACE POINT PHASE 1 PB 19-44 OR 2996-348 OR 3072-4193 OR 3200-1976 OR 3359-4149
Legal Range	018
Legal Township	03S
Legal Section	20
Legal Subdivision	GRACE POINT PHASE 1
Legal Phase	1,36
Legal Block	3
Legal Lot Number	36
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1037
Census Tract	950611

Owner

Source: Walton County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	87 GRACE POINT WAY, INLET BEACH, FL 32461-7148
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2022	Deed of Trust, Mortgage · Line of Credit PROGRESS BANK & TRUST
Jun 1, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jun 4, 2020	Quit Claim Deed, Transfer WATERSOUND TITLE AGENCY LLC, WATERSOUND TITLE AGCY LLC
May 4, 2018	Warranty Deed, Transfer GRACE POINT HOLDINGS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2021 · Amount on Record
Deed Sale	Jun 1, 2021 · Amount on Record
Prior Sale	May 4, 2018 · Amount on Record
Deed Document Number	202127231
Deed Book / Page	3200 / 1976
Last Transfer Date	May 27, 2025
Transfer Doc	0033594149
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	87 GRACE POINT WAY, INLET BEACH, FL 32461-7148
Transaction Type	Mortgage
Record Updated	May 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	87 GRACE POINT WAY, INLET BEACH, FL 32461-7148

Mortgage

Document Number	0032500282
Date	Apr 28, 2022
Book Page	3250/282
Instrument	20220020207

Lender

Name	PROGRESS BANK & TRUST
Type	Bank
Address	DESTIN, FL 32541

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jun 1, 2021
Property Address	87 GRACE POINT WAY, INLET BEACH, FL 32461-7148
Document Number	0032001976
Book / Page	3200 / 1976
Map Reference	MB 19 PG 44
Instrument Date	May 28, 2021
Instrument	20210027231
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$16,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1265 US HIGHWAY 82 W, 1265, LEESBURG, GA 31763-5329

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5870 S BEMIS ST, LITTLETON, CO 80120-2010

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTON FL
Recording Date	Jun 4, 2020
Property Address	87 GRACE POINT WAY, INLET BEACH, FL 32461-7148
Document Number	0031451517
Book / Page	003145 / 001517
Instrument Date	Jun 4, 2020
Instrument	19049
Transaction Type	Transfer
Record Updated	Aug 6, 2020
Title Company	WATERSOUND TITLE AGENCY LLC, WATERSOUND TITLE AGCY LLC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1170 SERENOA RD SANTA ROSA BEACH FL 32459, SANTA ROSA BEACH, FL 32459

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	May 4, 2018
Property Address	87 GRACE POINT WAY, INLET BEACH, FL 32461-7148
Document Number	0030724193
Book / Page	3072 / 4193
Map Reference	MB19 PG44
Instrument Date	May 4, 2018
Instrument	2018000014739
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	805 EDEN DR, 805, SANTA ROSA BEACH, FL 32459-5960

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	170 SERENOA RD, SANTA ROSA BEACH, FL 32459-5025

Mortgage

Document Number	2018000014741
Date	May 4, 2018
Instrument	2018000014741

Lender

Name	GRACE POINT HOLDINGS LLC
Type	Non-Lending Institution

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$18,704.00 (+1.82%)	$2,108,709 (-21.74%)	$2,680,143 (-0.53%) Land $1,275,000 Building $1,405,143
2024	$18,369.00 (+3.6%)
2023	$17,730.00 (+1.04%) Homeowner's exemption	$2,694,473 (+39.49%) Land $1,275,000 Building $1,419,473	$2,694,473 (+39.49%) Land $1,275,000 Building $1,419,473
2022	$17,547.00 Homeowner's exemption	$1,931,643 Land $687,324 Building $1,244,319	$1,931,643 Land $687,324 Building $1,244,319

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 846 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,737 units insured incl. 891 condo units
Nearby Flood Claims	9 (2004–2020)
Claims Outside the SFHA	4 of 9
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
CenturyLink Fiber	2,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Wildstar Networks.

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