84 Grace Point Way, Inlet Beach, FL 32461 Property Records

Walton County property record for 84 Grace Point Way, Inlet Beach, FL 32461

Property Summary

Property Type	Single Family Home
Details	5 bd · 6 ba · 4,997 sqft · built 2017
Lot Size	0.108 acres (4,748 sqft)
Owner	Company Name on Record
Last Sale	$5,000,000 (Oct 2024)
Tax Bill	$36,631 (2024)
Deeds & Mortgages	Dec 2022 Line of Credit Oct 2024 Sale + 5 more
Flood Zone	Zone X (minimal risk)
APN	`20-3S-18-16310-000-0330`

Property Details

APN / Parcel Number

Primary APN	`20-3S-18-16310-000-0330`
Alternative APN	`1084413`

Interior

Bedrooms	5 Beds
Full Baths	6 Baths
Stories	4 Stories
Building Area	4,997 sqft Living Area
Gross Area	5,831 sqft
Interior Walls	Custom/Decorative
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	4,748 sqft (0.108 acres)
Lot Dimensions	5 ft deep x 9.5 ft wide
Garage Type	Finished
Garage Area	462 sqft
Deck Area	Deck Area
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1084413
Street Address	84 GRACE POINT WAY
City	INLET BEACH
State	FL
Zip	32461-7148
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 33 GRACE POINT PH 1 REPLAT PB 22-69 FKA GRACE POINT PH 1 PB 19-44 OR 2996-348 OR 3060-1031 OR 3190-2092 OR 3338-4826
Legal Range	18W
Legal Township	03S
Legal Section	20
Legal Subdivision	GRACE POINT SUB PH 1
Legal Phase	1,33
Legal Lot Number	33
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1037
Census Tract	950611

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	10312 MILKY WAY DR, AUSTIN, TX 78730
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2022	Deed of Trust, Mortgage · Line of Credit OAKWORTH CAPITAL BANK
Oct 15, 2024	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jan 25, 2019	Deed of Trust, Mortgage · ARM MORGAN STANLEY PRIVATE BANK NA
Dec 3, 2020	Deed of Trust, Mortgage · Line of Credit CAPITAL CITY BANK
Mar 30, 2021	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
May 25, 2018	Deed of Trust, Mortgage WALTON FUNDING LLC
Dec 18, 2017	Warranty Deed, Transfer WALTON FUNDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 15, 2024 · Amount on Record
Deed Sale	Oct 15, 2024 · Amount on Record
Prior Sale	Mar 30, 2021 · Amount on Record
Deed Document Number	0033384826
Deed Book / Page	3338 / 4826
Record Updated	Jun 8, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	84 GRACE POINT WAY, INLET BEACH, FL 32461-7148
Transaction Type	Mortgage
Record Updated	Oct 30, 2025
Title Company	NATIONS TITLE AGENCY, NATIONS TITLE AGNECY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3925 CROSS CREEK RD, NASHVILLE, TN 37215-2428

Mortgage

Document Number	0032760502
Date	Dec 20, 2022
Book Page	3276/502
Instrument	20220054108

Lender

Name	OAKWORTH CAPITAL BANK
Type	Bank
Address	BRENTWOOD, TN 37027

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Oct 15, 2024
Property Address	84 GRACE POINT WAY, INLET BEACH, FL 32461-7148
Document Number	0033384826
Book / Page	3338 / 4826
Map Reference	MB 19 PG 44-46
Instrument Date	Oct 15, 2024
Instrument	20240036123
Transaction Type	Transfer
Record Updated	Oct 30, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$35,000.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	408 WILD ELM ST, FRANKLIN, TN 37064-8649

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10312 MILKY WAY, AUSTIN, TX 78730-1448

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	84 GRACE POINT WAY, INLET BEACH, FL 32461-7148
Transaction Type	Mortgage
Record Updated	Dec 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030954055
Date	Jan 25, 2019
Book Page	3095/4055
Instrument	20190002505

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank
Address	CINCINNATI, OH 45245

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.6%
Type Change Date	Feb 1, 2026
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	8.6%
Index	1-Year LIBOR
Max Rate	8.6%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	84 GRACE POINT WAY, INLET BEACH, FL 32461-7148
Transaction Type	Mortgage
Record Updated	Dec 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	84 GRACE POINT WAY, INLET BEACH, FL 32461-7148

Mortgage

Document Number	0031714818
Date	Dec 3, 2020
Book Page	3171/4818
Instrument	20200049727

Lender

Name	CAPITAL CITY BANK
Type	Bank
Address	TALLAHASSEE, FL 32302

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Nov 10, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Mar 30, 2021
Property Address	84 GRACE POINT WAY, INLET BEACH, FL 32461-7148
Document Number	0031902092
Book / Page	3190 / 2092
Map Reference	MB 19 PG 44-46
Instrument Date	Mar 29, 2021
Instrument	20210015352
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$27,979.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	84 PATHWAYS DRONCE, 84, INLET BEACH, FL 32461

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10834 NE MANITOU PARK BLVD, BAINBRIDGE ISLAND, WA 98110-3376

Mortgage

Document Number	0031902094
Date	Mar 30, 2021
Instrument	3190/2094

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Type Change Date	Apr 1, 2031
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	4.62%
Index	1-Year LIBOR
Max Rate	7.62%

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	84 GRACE POINT WAY, INLET BEACH, FL 32461-7148
Document Number	0030764036
Instrument Date	May 25, 2018
Transaction Type	Mortgage
Record Updated	Jul 4, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	84 GRACE POINT WAY INLET BEACH FL 324617148, INLET BEACH, FL 32461-7148

Mortgage

Document Number	0030764036
Date	Jun 15, 2018
Book Page	003076/004036
Instrument	19992

Lender

Name	WALTON FUNDING LLC
Address	12805 US HIGHWAY 98 E # E201, INLET BEACH, FL 32461-9632

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 14, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.35%

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Dec 18, 2017
Property Address	84 GRACE POINT WAY, INLET BEACH, FL 32461-7148
Document Number	0030601031
Book / Page	003060 / 001031
Instrument Date	Dec 11, 2017
Instrument	41281
Transaction Type	Transfer
Record Updated	Feb 20, 2018
Title Company	SETCO SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$15,387.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	84 GRACE POINT WAY INLET BEACH FL 32461, INLET BEACH, FL 32461

Mortgage

Document Number	30601033
Date	Dec 18, 2017
Book Page	003060/001033
Instrument	41282

Lender

Name	WALTON FUNDING LLC
Address	12805 US HIGHWAY 98 E # E201, INLET BEACH, FL 32461-9632

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 17, 2047

Interest

Rate Type	Adjustable Rate
Rate	6.5%

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$3,984,923 (-0.63%) Land $1,466,250 Building $2,518,673	$3,984,923 (-0.63%) Land $1,466,250 Building $2,518,673
2024	$36,631.00 (+0.53%)	$4,010,375 (-) Land $1,466,250 Building $2,544,125	$4,010,375 (-) Land $1,466,250 Building $2,544,125
2023	$36,439.00 (+11.57%)	$4,010,375 (+12.58%) Land $1,466,250 Building $2,544,125	$4,010,375 (+12.58%) Land $1,466,250 Building $2,544,125
2022	$32,660.00 Homeowner's exemption	$3,562,397 Land $1,329,347 Building $2,233,050	$3,562,397 Land $1,329,347 Building $2,233,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 846 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,737 units insured incl. 891 condo units
Nearby Flood Claims	9 (2004–2020)
Claims Outside the SFHA	4 of 9
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
CenturyLink Fiber	2,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Wildstar Networks.

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