194 Grace Point Way, Inlet Beach, FL 32461 Property Records

Walton County property record for 194 Grace Point Way, Inlet Beach, FL 32461

Property Summary

Property Type	Single Family Home
Details	6 bd · 6.5 ba · 5,153 sqft · built 2020
Lot Size	0.113 acres (4,922 sqft)
Owner	2 Trust Names on File
Last Sale	$2,763,000 (Dec 2020)
Tax Bill	$29,652 (2025)
Deeds & Mortgages	May 2019 Mortgage Sep 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-3S-18-16310-000-0100`

Property Details

APN / Parcel Number

Primary APN	`20-3S-18-16310-000-0100`
Alternative APNs	`20-318-16310-000-0100` `1084390`

Interior

Bedrooms	6 Beds
Full Baths	6.5 Baths
Half Baths	1 Half Bath
Stories	4 Stories
Building Area	5,153 sqft Living Area
Gross Area	6,894 sqft
1st Floor Area	1,699 sqft
Flooring	Tile
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Wood Shingle
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	4,922 sqft (0.113 acres)
Lot Dimensions	99 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	528 sqft
Porch	Finished/Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	194 GRACE POINT WAY
City	INLET BEACH
State	FL
Zip	32461-7179
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TND
Legal Description	LOT 10 GRACE POINT PHASE 1 REPLAT PB 22-69 FKA GRACE POINT PHASE 1 PB 19-44 OR 3174-3578 OR 3218-2307
Legal Range	018
Legal Township	03S
Legal Section	20
Legal Subdivision	GRACE POINT PHASE 1
Legal Phase	1,10
Legal Block	1
Legal Lot Number	10
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1037
Census Tract	950611

Owner

194 Grace Point Way is held in a trust since September 2021.

Source: Walton County records, as of December 3, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	1345 W NANCY CREEK DR NE, BROOKHAVEN, GA 30319-1639
Owner Type	Individual
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
May 23, 2019	Deed of Trust, Mortgage · Commercial Mortgage FIRST PORT CITY BANK
Sep 29, 2021	Quit Claim Deed, Transfer ATTORNEY
Dec 22, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2020 · Amount on File
Deed Sale	Dec 22, 2020 · Amount on File
Deed Document Number	202052836
Deed Book / Page	3174 / 3578
Last Transfer Date	Sep 7, 2021
Transfer Doc	0032182307
Record Updated	Jun 8, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	194 GRACE POINT WAY, INLET BEACH, FL 32461-7179
Transaction Type	Mortgage
Record Updated	Dec 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031061833
Date	May 23, 2019
Book Page	3106/1833
Instrument	20190016777

Lender

Name	FIRST PORT CITY BANK
Type	Bank
Address	BAINBRIDGE, GA 39818

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	May 17, 2020

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTON FL
Recording Date	Sep 29, 2021
Property Address	194 GRACE POINT WAY, INLET BEACH, FL 32461-7179
Document Number	0032182307
Book / Page	3218 / 2307
Map Reference	MB 19 PG 44
Instrument Date	Sep 7, 2021
Instrument	20210048863
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1345 W NANCY CREEK DR NE, BROOKHAVEN, GA 30319-1639

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Dec 22, 2020
Property Address	194 GRACE POINT WAY, INLET BEACH, FL 32461-7179
Document Number	0031743578
Book / Page	003174 / 003578
Instrument Date	Dec 18, 2020
Instrument	52836
Transaction Type	Transfer
Record Updated	Jan 29, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$135.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1345 W NANCY CREEK DR NE BROOKHAVEN GA 303191639, BROOKHAVEN, GA 30319-1639

Tax Assessment & Valuation

The 2025 property tax bill for 194 Grace Point Way was $29,652, down 0.9% from the year before.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$29,652.00 (-0.95%)	$3,281,725 Land $1,686,188 Building $1,595,537	$3,281,725 Land $1,686,188 Building $1,595,537
2024	$29,936.00 (-12.38%)
2023	$34,167.00 (-3.78%)	$4,049,828 (+5.69%) Land $1,686,188 Building $2,363,640	$4,049,828 (+5.69%) Land $1,686,188 Building $2,363,640
2022	$35,509.00	$3,831,635 Land $1,528,775 Building $2,302,860	$3,831,635 Land $1,528,775 Building $2,302,860

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 194 Grace Point Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 846 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,737 units insured incl. 891 condo units
Nearby Flood Claims	9 (2004–2020)
Claims Outside the SFHA	4 of 9
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 194 Grace Point Way is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
CenturyLink Fiber	2,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Wildstar Networks.

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