Bonner County property record for 87 Elsa Ct, Blanchard, ID 83804
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,298 sqft · built 2022 |
| Lot Size | 4.99 acres (217,713 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $60,900 (Mar 2018) |
| Tax Bill | $2,310 (2026) |
| Deeds & Mortgages | Dec 2021 Construction Loan Nov 2024 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | RP014680010070A |
| Primary APN | RP014680010070A |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,298 sqft Finished Area |
| 1st Floor Area | 2,298 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 217,713 sqft (4.99 acres) |
| Garage Type | Attached |
| Garage Area | 396 sqft |
| Parking Spaces | 1 Parking Space |
| Pole Barn | 1,600 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 87 ELSA CT |
|---|---|
| City | BLANCHARD |
| State | ID |
| Zip | 83804-0048 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-5 |
| Legal Description | 22-54N-5W KELSA ESTATES BLK 1 LOT 7 |
| Legal Range | 05W |
| Legal Township | 54N |
| Legal Section | 22 |
| Legal Subdivision | KELSA ESTATES |
| Legal Block | 1 |
| Legal Lot Number | 7 |
| Jurisdiction | BONNER ID |
| Township / Civil Division | BLANCHARD-GLENGARY |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 950702 |
Source: Bonner County records, as of October 15, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 87 ELSA CT, BLANCHARD, ID 83804-0048 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Dec 14, 2021 | Deed of Trust, Mortgage · Construction Mortgage IDAHO CENTRAL CU |
| Nov 22, 2024 | Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC |
| May 27, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Dec 8, 2025 | Quit Claim Deed, Transfer Quitclaim |
| Mar 2, 2018 | Warranty Deed, Transfer · ARM MOUNTAIN WEST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 2, 2018 · Amount on Record |
| Deed Sale | Mar 2, 2018 · Amount on Record |
| Deed Document Number | 2018918562 |
| Last Transfer Date | Dec 8, 2025 |
| Transfer Doc | 0001055792 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BONNER ID |
| Property Address | 87 ELSA CT, BLANCHARD, ID 83804-0048 |
| Transaction Type | Mortgage |
| Record Updated | Jun 17, 2026 |
| Title Company | TITLEONE SANDPOINT |
| Name | Verified Name |
|---|
| Document Number | 0000997491 |
|---|---|
| Date | Dec 14, 2021 |
| Instrument | 997491 |
| Name | IDAHO CENTRAL CU |
|---|---|
| Type | Credit Union |
| Address | POCATELLO, ID 83206 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Jan 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BONNER ID |
| Property Address | 87 ELSA CT, BLANCHARD, ID 83804-0048 |
| Transaction Type | Mortgage |
| Record Updated | Jun 17, 2026 |
| Title Company | SERVICELINK HOME EQUITY |
| Name | Verified Name |
|---|---|
| Address | 87 ELSA CT, BLANCHARD, ID 83804-0048 |
| Document Number | 0001040953 |
|---|---|
| Date | Nov 22, 2024 |
| Instrument | 1040953 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | FLINT, MI 48501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BONNER ID |
| Recording Date | May 27, 2026 |
| Property Address | 87 ELSA CT, BLANCHARD, ID 83804-0048 |
| Document Number | 0001062300 |
| Instrument Date | May 27, 2026 |
| Instrument | 20261062300 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Tenant |
| Address | 87 ELSA CT, BLANCHARD, ID 83804-0048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BONNER ID |
| Recording Date | Dec 8, 2025 |
| Property Address | 87 ELSA CT, BLANCHARD, ID 83804-0048 |
| Document Number | 0001055792 |
| Map Reference | MB 9 PG 24 |
| Instrument Date | Dec 8, 2025 |
| Instrument | 1055792 |
| Transaction Type | Transfer |
| Record Updated | Jun 17, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 87 ELSA CT, BLANCHARD, ID 83804-0048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BONNER ID |
| Recording Date | Mar 2, 2018 |
| Property Address | 87 ELSA CT, BLANCHARD, ID 83804-0048 |
| Document Number | 0000918562 |
| Map Reference | MB9 PG24 |
| Instrument Date | Feb 14, 2018 |
| Instrument | 918562 |
| Transaction Type | Transfer |
| Record Updated | Jun 17, 2026 |
| Title Company | ALLIANCE TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | CA 00000 |
| Name | Verified Name |
|---|---|
| Address | 17652 VIEW MOUNT CT, VICTORVILLE, CA 92395-8204 |
| Document Number | 0000918563 |
|---|---|
| Date | Mar 2, 2018 |
| Instrument | 918563 |
| Name | MOUNTAIN WEST BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 1, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.94% |
| Type Change Date | Mar 1, 2023 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 9.94% |
| Index | 5-Year CMT |
| Max Rate | 14.9% |
Source: Bonner County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | Idaho |
| County | Bonner County |
| Unified School District | West Bonner County School District 83 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,310.00 (+8.5%) Homeowner's exemption | $837,713 (+11.97%) Land $301,741 Building $535,972 | $837,713 (+11.97%) Land $301,741 Building $535,972 |
| 2025 | $2,129.00 (+154.67%) Homeowner's exemption | $748,174 (+174.21%) Land $257,687 Building $490,487 | $748,174 (+174.21%) Land $257,687 Building $490,487 |
| 2023 | $836.00 | $272,849 Land $241,489 Building $31,360 | $272,849 Land $241,489 Building $31,360 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 28, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 95% of Idaho |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STONERIDGE UTILITIES private · serves 940 people · EPA ID ID1090009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Wired or Wireless Fixed Wireless · not low latency | 30 / 10 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures