Bonner County property record for 44 Elsa Ct, Blanchard, ID 83804
| Property Type | Mobile Home |
|---|---|
| Details | 1,620 sqft · built 2017 |
| Lot Size | 5.11 acres (222,897 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $555,355 (May 2026) |
| Tax Bill | $1,676 (2026) |
| Deeds & Mortgages | Feb 2018 Mortgage Jun 2019 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | RP014680010010A |
| Primary APN | RP014680010010A |
|---|
| Building Area | 1,620 sqft Finished Area |
|---|---|
| 1st Floor Area | 1,620 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Mobile Home |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 222,897 sqft (5.11 acres) |
| Garage Type | Built-in |
| Pole Barn | 1,200 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 44 ELSA CT |
|---|---|
| City | BLANCHARD |
| State | ID |
| Zip | 83804-0048 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | R-5 |
| Legal Description | 22-54N-5W KELSA ESTATES BLK 1 LOT 1 2017 VALLEY MFG 27 X 60 RP |
| Legal Range | 05W |
| Legal Township | 54N |
| Legal Section | 22 |
| Legal Subdivision | KELSA ESTATES |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | BONNER ID |
| Township / Civil Division | BLANCHARD-GLENGARY |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 950702 |
Source: Bonner County records, as of October 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 44 ELSA CT, BLANCHARD, ID 83804-0048 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Feb 14, 2018 | Deed of Trust, Mortgage · Conventional Mortgage 1ST SECURITY BANK OF WASHINGTON |
| Jun 5, 2019 | Deed of Trust, Mortgage · Conventional Mortgage NATIONS LENDING CORP |
| Jul 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NATIONS LENDING CORP |
| May 8, 2026 | Warranty Deed, Transfer · FHA Mortgage IDAHO CENTRAL CREDIT UNION |
| Oct 28, 2024 | Warranty Deed, Transfer ALLIANCE TITLE SANDPOINT |
| Sep 12, 2017 | Warranty Deed, Transfer · Conventional Mortgage GLOBAL CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 8, 2026 · Amount on Record |
| Deed Sale | May 8, 2026 · Amount on Record |
| Prior Sale | Oct 28, 2024 |
| Deed Document Number | 20261061557 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BONNER ID |
| Property Address | 44 ELSA CT, BLANCHARD, ID 83804-0048 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2026 |
| Title Company | SANDPOINT TITLE INSURANCE |
| Name | Verified Name |
|---|
| Document Number | 0000918031 |
|---|---|
| Date | Feb 14, 2018 |
| Instrument | 918031 |
| Name | 1ST SECURITY BANK OF WASHINGTON |
|---|---|
| Type | Bank |
| Address | MOUNTLAKE TERRACE, WA 98043 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BONNER ID |
| Property Address | 44 ELSA CT, BLANCHARD, ID 83804-0048 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2026 |
| Title Company | MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS IN |
| Name | Verified Name |
|---|
| Document Number | 0000939451 |
|---|---|
| Date | Jun 5, 2019 |
| Instrument | 939451 |
| Name | NATIONS LENDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | INDEPENDENCE, OH 44131 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BONNER ID |
| Property Address | 44 ELSA CT, BLANCHARD, ID 83804-0048 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2026 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Name | Verified Name |
|---|
| Document Number | 0000960532 |
|---|---|
| Date | Jul 9, 2020 |
| Instrument | 960532 |
| Name | NATIONS LENDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | INDEPENDENCE, OH 44131 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Index | Other |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BONNER ID |
| Recording Date | May 8, 2026 |
| Property Address | 44 ELSA CT, BLANCHARD, ID 83804-0048 |
| Document Number | 0001061557 |
| Instrument Date | May 4, 2026 |
| Instrument | 2026.1061557 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2026 |
| Title Company | ALLIANCE TITLE COMPANY, ALLIANCE TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 44 ELSA CT, BLANCHARD, ID 83804-0048 |
| Document Number | 0001061558, |
|---|---|
| Date | May 8, 2026 |
| Instrument | 2026.1061558 |
| Name | IDAHO CENTRAL CREDIT UNION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 5.75% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BONNER ID |
| Recording Date | Oct 28, 2024 |
| Property Address | 44 ELSA CT, BLANCHARD, ID 83804-0048 |
| Document Number | 0001039911 |
| Map Reference | MB 9 PG 24 |
| Instrument Date | Oct 25, 2024 |
| Instrument | 1039911 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2026 |
| Title Company | ALLIANCE TITLE SANDPOINT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 44 ELSA CT, BLANCHARD, ID 83804-0048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BONNER ID |
| Recording Date | Sep 12, 2017 |
| Property Address | 44 ELSA CT, BLANCHARD, ID 83804-0048 |
| Document Number | 0000911192 |
| Map Reference | MB9 PG24 |
| Instrument Date | Aug 2, 2017 |
| Instrument | 911192 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2026 |
| Title Company | ALLIANCE TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 2424 E BLACK FOREST AVE, POST FALLS, ID 83854-7296 |
| Document Number | 0000911193 |
|---|---|
| Date | Sep 12, 2017 |
| Instrument | 911193 |
| Name | GLOBAL CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2032 |
Source: Bonner County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | Idaho |
| County | Bonner County |
| Unified School District | West Bonner County School District 83 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,676.00 (+8.06%) Homeowner's exemption | $626,746 (+12.68%) Land $296,976 Building $329,770 | $626,746 (+12.68%) Land $296,976 Building $329,770 |
| 2025 | $1,551.00 (+99.1%) Homeowner's exemption | $556,204 (+14.12%) Land $252,922 Building $303,282 | $556,204 (+14.12%) Land $252,922 Building $303,282 |
| 2023 | $779.00 Homeowner's exemption | $487,397 Land $237,077 Building $250,320 | $487,397 Land $237,077 Building $250,320 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 28, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 95% of Idaho |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STONERIDGE UTILITIES private · serves 940 people · EPA ID ID1090009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Wired or Wireless Fixed Wireless · not low latency | 30 / 10 |
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