186 Elsa Ct, Blanchard, ID 83804 Property Records

Bonner County property record for 186 Elsa Ct, Blanchard, ID 83804

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,785 sqft · built 2018
Lot Size	4.99 acres (217,626 sqft)
Owner	2 Individual Names on Record
Last Sale	$270,200 (May 2018)
Tax Bill	$2,102 (2026)
Deeds & Mortgages	Nov 2017 Mortgage Jul 2018 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`RP014680010030A`

Property Details

APN / Parcel Number

Primary APN	`RP014680010030A`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,785 sqft Finished Area
1st Floor Area	1,785 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	217,626 sqft (4.99 acres)
Garage Type	Mixed
Garage Area	200 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	186 ELSA CT
City	BLANCHARD
State	ID
Zip	83804-0077
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Description	22-54N-5W KELSA ESTATES BLK 1 LOT 3 CPWRS
Legal Range	05W
Legal Township	54N
Legal Section	22
Legal Subdivision	KELSA ESTATES
Legal Block	1
Legal Lot Number	3
Jurisdiction	BONNER ID
Township / Civil Division	BLANCHARD-GLENGARY
Census Block Group	2
Census Block	2032
Census Tract	950702

Owner

Source: Bonner County records, as of October 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	186 ELSA CT, BLANCHARD, ID 83804-0077
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2017	Deed of Trust, Mortgage · Commercial Mortgage COMMUNITY 1ST BANK
Jul 23, 2018	Deed of Trust, Mortgage · VA Mortgage PLATINUM HOME MORTGAGE CORP
Dec 15, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Aug 22, 2019	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
May 16, 2018	Intrafamily Transfer, Transfer · VA Mortgage PLATINUM HOME MORTGAGE CORP
Sep 19, 2017	Warranty Deed, Transfer KOOTENAI TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2018 · Amount on Record
Deed Sale	May 16, 2018 · Amount on Record
Prior Sale	Sep 19, 2017
Deed Document Number	2018921673
Prior Transfer Date	May 15, 2018
Prior Transfer Doc	921673
Record Updated	Oct 29, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	186 ELSA CT, BLANCHARD, ID 83804-0077
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	914773
Date	Nov 20, 2017
Instrument	914773

Lender

Name	COMMUNITY 1ST BANK
Type	Bank
Address	COEUR D ALENE, ID 83815

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	186 ELSA CT, BLANCHARD, ID 83804-0077
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NORTH ID TITLE COMPANY SANDPOINT, NORTH IDAHO TITLE CO SANDPOI

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	924893
Date	Jul 23, 2018
Instrument	924893

Lender

Name	PLATINUM HOME MORTGAGE CORP
Type	Mortgage Company
Address	ROLLING MEADOWS, IL 60008

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jun 1, 2048

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	186 ELSA CT, BLANCHARD, ID 83804-0077
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	972148
Date	Dec 15, 2020
Instrument	972148

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	347 Months
Due	Nov 1, 2049

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	186 ELSA CT, BLANCHARD, ID 83804-0077
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ALLIANCE TITLE-BOISE PRODUCT, ALLIANCE TTL BOISE PRODUCTIO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	943831
Date	Aug 22, 2019
Instrument	943831

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

May 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BONNER ID
Recording Date	May 16, 2018
Property Address	186 ELSA CT, BLANCHARD, ID 83804-0077
Document Number	921673
Map Reference	MB9 PG24
Instrument Date	May 15, 2018
Instrument	921673
Transaction Type	Transfer
Record Updated	Jun 21, 2021
Title Company	NORTH ID TITLE COMPANY SANDPOINT, NORTH IDAHO TITLE CO SANDPOI

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	PO BOX 1629, SPIRIT LAKE, ID 83869-1605

Mortgage

Document Number	921674
Date	May 16, 2018
Instrument	921674

Lender

Name	PLATINUM HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	Sep 19, 2017
Property Address	186 ELSA CT, BLANCHARD, ID 83804-0077
Document Number	911532
Map Reference	MB8 PG24
Instrument Date	Feb 13, 2012
Instrument	911532
Transaction Type	Transfer
Record Updated	Jun 21, 2021
Title Company	KOOTENAI TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2276 N HOWELL RD, POST FALLS, ID 83854-8094

Tax Assessment & Valuation

Source: Bonner County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Unified School District	West Bonner County School District 83 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,102.00 (+8.63%) Homeowner's exemption	$766,727 (+11.87%) Land $301,700 Building $465,027	$766,727 (+11.87%) Land $301,700 Building $465,027
2025	$1,935.00 (+26.8%) Homeowner's exemption	$685,396 (+3.33%) Land $257,646 Building $427,750	$685,396 (+3.33%) Land $257,646 Building $427,750
2023	$1,526.00 Homeowner's exemption	$663,280 Land $241,451 Building $421,829	$663,280 Land $241,451 Building $421,829

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 95% of Idaho
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STONERIDGE UTILITIES private · serves 940 people · EPA ID ID1090009
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wired or Wireless Fixed Wireless · not low latency	30 / 10

186 Elsa Ct, Blanchard, ID 83804 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

November 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2018: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

December 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2018: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

September 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Elsa Ct

Nearby Streets

Search Property Records by Address or Parcel Number