93 E Ramsey Dr, Mountain House (Tracy), CA 95391 Property Records

San Joaquin County property record for 93 E Ramsey Dr, Mountain House, CA 95391

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,324 sqft · built 2018
Lot Size	0.082 acres (3,575 sqft)
Owner	2 Individual Names on Record
Last Sale	$800,000 (Mar 2026)
Tax Bill	$11,623 (2026)
Deeds & Mortgages	Aug 2025 Second Mortgage Mar 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`262-260-450-000`

Property Details

APN / Parcel Number

Primary APN	`262-260-450-000`
Alternative APN	`262-260-45`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,324 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	3,575 sqft (0.082 acres)
Garage Area	559 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	262-260-45
Street Address	93 E RAMSEY DR
City	TRACY
State	CA
Zip	95391-8813
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1030
Census Tract	5223

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	34593 PUEBLO TER, FREMONT, CA 94555-2868
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage LOANDEPOT.COM LLC
Mar 16, 2026	Grant Deed, Transfer · Conventional Mortgage US BANK NA
Jul 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BK
Dec 6, 2018	Deed of Trust, Mortgage FLAGSTAR BK
Dec 12, 2017	Trustee's Deed, Transfer BANK OF WEST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2026 · Amount on Record
Deed Sale	Mar 16, 2026 · Amount on Record
Prior Sale	Dec 18, 2018 · Amount on Record
Deed Document Number	202623380
Record Updated	Oct 29, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	93 E RAMSEY DR, MOUNTAIN HOUSE, CA 95391-8813
Transaction Type	Mortgage
Record Updated	Mar 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	93 E RAMSEY DR, MOUNTAIN HOUSE, CA 95391-8813

Mortgage

Document Number	0000071319
Date	Aug 25, 2025
Instrument	2025-071319

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

March 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Mar 16, 2026
Property Address	93 E RAMSEY DR, MOUNTAIN HOUSE, CA 95391-8813
Document Number	0000023380
Map Reference	MB 42 PG 83
Instrument Date	Mar 10, 2026
Instrument	2026-023380
Transaction Type	Transfer
Record Updated	Mar 30, 2026
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	34593 PUEBLO TER, FREMONT, CA 94555-2868

Mortgage

Document Number	0000023381
Date	Mar 16, 2026
Instrument	2026-023381

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	93 E RAMSEY DR, MOUNTAIN HOUSE, CA 95391-8813
Document Number	0000088279
Instrument Date	Jul 17, 2020
Transaction Type	Mortgage
Record Updated	Aug 3, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	93 E RAMSEY DR TRACY CA 953918813, TRACY, CA 95391-8813

Mortgage

Document Number	0000088279
Date	Jul 22, 2020
Instrument	88279

Lender

Name	FLAGSTAR BK
Type	Bank
Address	TROY, MI 48098-2639

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 21, 2050

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	93 E RAMSEY DR, MOUNTAIN HOUSE, CA 95391-8813
Document Number	0000137718
Instrument Date	Dec 6, 2018
Transaction Type	Mortgage
Record Updated	Apr 11, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	93 E RAMSEY DR MOUNTAIN HOUSE CA 953918813, MOUNTAIN HOUSE, CA 95391-8813

Mortgage

Document Number	0000137718
Date	Dec 13, 2018
Instrument	137718

Lender

Name	FLAGSTAR BK
Type	Bank
Address	TROY, MI 48098-2639

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 12, 2048

December 2017: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Dec 12, 2017
Property Address	93 E RAMSEY DR, MOUNTAIN HOUSE, CA 95391-8813
Document Number	0000145023
Instrument Date	Dec 4, 2017
Instrument	145023
Transaction Type	Transfer
Record Updated	Apr 11, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Tax	$5,989.50
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4670 WILLOW RD #200 PLEASANTON CA 945888588, 200, PLEASANTON, CA 94588-8588
Investor	Possibly a Property Investor

Mortgage

Document Number	145025
Date	Dec 12, 2017
Instrument	145025

Lender

Name	BANK OF WEST
Address	2527 CAMINO RAMON, SAN RAMON, CA 94583-4292

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Mountain House City
Unified School District	Lammersville Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,623.00 (+14.91%)
2025	$10,115.00 (+4.53%)	$621,338 (+4.04%) Land $195,213 Building $426,125
2023	$9,677.00 (+2.13%)	$597,213 Land $187,634 Building $409,579	$919,710
2022	$9,475.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOUNTAIN HOUSE serves 26,400 people · EPA ID CA3910027
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 623 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Matrix Broadband Fixed Wireless	400 / 80
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon.

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