Shelby County property record for 87 Cherry Rd, Memphis, TN 38117
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 4,020 sqft · built 1937 |
| Lot Size | 1.01 acres (44,431 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $762,000 (May 2007) |
| Tax Bill | $7,258 (2025) |
| Deeds & Mortgages | Jun 2025 Transfer Jan 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-7001-0-0064 |
| Primary APN | 05-7001-0-0064 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 4,020 sqft Living Area |
| 1st Floor Area | 2,284 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1937 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Colonial |
| Exterior Material | Brick Veneer |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 44,431 sqft |
| Lot Dimensions | 278 ft deep x 160 ft wide |
| Garage Type | Carport |
| Garage Area | 780 sqft |
| Carport | Carport |
| Carport Area | 780 sqft |
| Pool Area | 800 sqft |
|---|---|
| Pool House | 420 sqft |
| Porch | Open Porch |
| Porch Area | 275 sqft |
| Deck Area | 1,240 sqft |
| Patio Area | 540 sqft |
| Sports Court | Sports Court |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 87 CHERRY RD |
|---|---|
| City | MEMPHIS |
| State | TN |
| Zip | 38117-3101 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-10 |
| Legal Description | WS CHERRY RD |
| Legal Subdivision | WILLIAM WHITE RESUB |
| Legal Lot Number | 2A |
| Jurisdiction | SHELBY TN |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 8500 |
Source: Shelby County records · APN 05-7001-0-0064
Assessment roll updated June 2, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 87 CHERRY RD, MEMPHIS, TN 38117-3101 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Jun 10, 2025 | Intrafamily Transfer, Transfer |
| Jan 03, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FINANCIAL FEDERAL BANK |
| Jan 03, 2018 | Deed of Trust, Mortgage · Line of Credit FINANCIAL FEDERAL BANK |
| Oct 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FINANCIAL FED'L BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 03, 2007 · Amount on Record |
| Deed Sale | May 03, 2007 · Amount on Record |
| Prior Sale | Dec 05, 2000 · Amount on Record |
| Deed Document Number | 200771507 |
| Last Transfer Date | Jun 06, 2025 |
| Transfer Doc | 0000047127 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Jun 10, 2025 |
| Property Address | 87 CHERRY RD, MEMPHIS, TN 38117-3101 |
| Document Number | 0025047127 |
| Map Reference | MB 105 PG 52 |
| Instrument Date | Jun 06, 2025 |
| Instrument | 25047127 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 87 CHERRY RD, MEMPHIS, TN 38117-3101 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 87 CHERRY RD, MEMPHIS, TN 38117-3101 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000000735 |
|---|---|
| Date | Jan 03, 2018 |
| Instrument | 18000735 |
| Name | FINANCIAL FEDERAL BANK |
|---|---|
| Type | Bank |
| Address | MEMPHIS, TN 38120 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 87 CHERRY RD, MEMPHIS, TN 38117-3101 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000000736 |
|---|---|
| Date | Jan 03, 2018 |
| Instrument | 18000736 |
| Name | FINANCIAL FEDERAL BANK |
|---|---|
| Type | Bank |
| Address | 00000 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 87 CHERRY RD, MEMPHIS, TN 38117-3101 |
| Document Number | 0020121732 |
| Instrument Date | Oct 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 87 CHERRY RD MEMPHIS TN 381173101, MEMPHIS, TN 38117-3101 |
| Document Number | 0020121732 |
|---|---|
| Date | Nov 03, 2020 |
| Instrument | 20121732 |
| Name | FINANCIAL FED'L BK |
|---|---|
| Type | Bank |
| Address | MEMPHIS, TN 38120 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 02, 2035 |
Source: Shelby County records · Assessment roll updated June 2, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Shelby County |
| Municipality | Memphis City |
| Unified School District | Shelby County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,258.00 (-40.45%) | $269,850 (+34.86%) Land $148,800 Building $121,050 | $1,079,400 (+34.86%) Land $595,200 Building $484,200 |
| 2023 | $200,100 Land $120,625 Building $79,475 | ||
| 2022 | $12,189.00 | ||
| 2021 | $800,400 Land $482,500 Building $317,900 |
Source: FEMA National Flood Hazard Layer as of June 4, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 3 (2001–2002) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | May 2002 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 230 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MEMPHIS LIGHT, GAS, & WATER serves 659,500 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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