Shelby County property record for 120 Cherry Rd, Memphis, TN 38117
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5.5 ba · 6,697 sqft · built 1934 |
| Lot Size | 0.796 acres (34,658 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $350,000 (Nov 1997) |
| Tax Bill | $8,271 (2025) |
| Deeds & Mortgages | Jan 2021 Line of Credit Jun 2023 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-7025-0-0018 |
| Primary APN | 05-7025-0-0018 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 3 Half Baths |
| Plumbing Fixtures | 20 Plumbing Fixtures |
| Total Rooms | 12 Rooms |
| Stories | 1 Story |
| Building Area | 6,697 sqft Living Area |
| Gross Area | 7,777 sqft |
| 1st Floor Area | 4,057 sqft |
| Utility Area | 96 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1934 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 34,658 sqft (0.796 acres) |
| Lot Dimensions | 278 ft deep x 114 ft wide |
| Garage Type | Attached |
| Garage Area | 1,080 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 110 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 120 CHERRY RD |
|---|---|
| City | MEMPHIS |
| State | TN |
| Zip | 38117-3102 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-10 |
| Legal Description | ES CHERRY 670 FT N OF TUCKAHOE |
| Legal Subdivision | WHITE WILLIAM |
| Legal Lot Number | PT17 |
| Jurisdiction | SHELBY TN |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 8500 |
Source: Shelby County records, as of June 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 120 CHERRY RD, MEMPHIS, TN 38117-3102 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Jan 28, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST HORIZON BANK |
| Jun 30, 2023 | Intrafamily Transfer, Transfer |
| Jan 28, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST HORIZON BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 17, 1997 · Amount on File |
| Deed Sale | Nov 17, 1997 · Amount on File |
| Deed Document Number | 1997GZ-4285 |
| Last Transfer Date | Jun 29, 2023 |
| Transfer Doc | 0000054170 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 120 CHERRY RD, MEMPHIS, TN 38117-3102 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Title Company | TITLE365 - OMAHA, TITLE365 OMAHA |
| Name | Verified Name |
|---|
| Document Number | 0021011600 |
|---|---|
| Date | Jan 28, 2021 |
| Instrument | 21011600 |
| Name | FIRST HORIZON BANK |
|---|---|
| Type | Bank |
| Address | MEMPHIS, TN 38118 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 20, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Jun 30, 2023 |
| Property Address | 120 CHERRY RD, MEMPHIS, TN 38117-3102 |
| Document Number | 0023054170 |
| Map Reference | MB 832 PG 483 |
| Instrument Date | Jun 29, 2023 |
| Instrument | 23054170 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 120 CHERRY RD, MEMPHIS, TN 38117-3102 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 120 CHERRY RD, MEMPHIS, TN 38117-3102 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE365 - OMAHA, TITLE365 OMAHA |
| Name | Verified Name |
|---|
| Document Number | 0000001600 |
|---|---|
| Date | Jan 28, 2021 |
| Instrument | 21011600 |
| Name | FIRST HORIZON BANK |
|---|---|
| Type | Bank |
| Address | MEMPHIS, TN 38118 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 20, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Shelby County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Shelby County |
| Municipality | Memphis City |
| Unified School District | Shelby County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,271.00 (-48.83%) | $307,500 (+15.88%) Land $119,475 Building $188,025 | $1,230,000 (+15.88%) Land $477,900 Building $752,100 |
| 2023 | $265,350 Land $103,525 Building $161,825 | ||
| 2022 | $16,164.00 | ||
| 2021 | $1,061,400 Land $414,100 Building $647,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 3 (2001–2002) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | May 2002 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 96% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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