55 Cherry Rd, Memphis, TN 38117 Property Records

Shelby County property record for 55 Cherry Rd, Memphis, TN 38117

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 5,454 sqft · built 1972
Lot Size	0.64 acres (27,868 sqft)
Owner	2 Individual Names on Record
Last Sale	$950,000 (Aug 2026)
Tax Bill	$6,714 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-7001-0-0054`

Property Details

APN / Parcel Number

Primary APN	`05-7001-0-0054`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	20 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	5,454 sqft Living Area
Gross Area	6,004 sqft
1st Floor Area	2,762 sqft
Utility Area	354 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1995
Architectural Style	Contemporary
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	27,868 sqft (0.64 acres)
Lot Dimensions	277 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	480 sqft
Porch	Open Porch
Porch Area	131 sqft
Deck Area	72 sqft
Patio Area	840 sqft
Shed	1 Shed
Shed Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	55 CHERRY RD
City	MEMPHIS
State	TN
Zip	38117-3101
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	WS CHERRY ROAD
Legal Subdivision	W G & C
Legal Lot Number	4
Jurisdiction	SHELBY TN
Township / Civil Division	4
Census Block Group	1
Census Block	1004
Census Tract	8500

Owner

Source: Shelby County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	55 CHERRY RD, MEMPHIS, TN 38117-3101
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2026 · Amount on Record
Deed Sale	Aug 3, 2026 · Amount on Record
Prior Sale	Feb 20, 2002 · Amount on Record
Deed Document Number	202665496
Prior Transfer Date	Jun 24, 2005
Prior Transfer Doc	0000114722
Record Updated	Sep 20, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Aug 3, 2026
Property Address	55 CHERRY RD, MEMPHIS, TN 38117-3101
Document Number	0000065496
Instrument Date	Jul 30, 2026
Instrument	202665496
Transaction Type	Transfer
Record Updated	Aug 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$355,015.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 CHERRY RD, MEMPHIS, TN 38117-3101

Mortgage

Document Number	0000065497,
Date	Aug 3, 2026
Instrument	202665497

Lender

Name	ORION FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Municipality	Memphis City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,714.00 (-48.1%)	$249,625 (+17.54%) Land $102,225 Building $147,400	$998,500 (+17.54%) Land $408,900 Building $589,600
2023		$212,375 Land $91,650 Building $120,725
2022	$12,937.00
2021			$849,500 Land $366,600 Building $482,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	3 (2001–2002)
Claims Outside the SFHA	3 of 3
Most Recent Claim	May 2002 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Aug 2001 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 50% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20