Albany County and Colonie Town property record for 87 Cascade Ter, Schenectady, NY 12309 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,736 sqft · built 1976 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,620 (2025) |
| Deeds & Mortgages | Dec 2016 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 012689 7.4-4-50 |
| Primary APN | 012689 7.4-4-50 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,736 sqft Living Area |
| 1st Floor Area | 1,064 sqft |
| 2nd Floor Area | 672 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 16,553 sqft (0.38 acres) |
| Garage Type | Attached |
| Garage Area | 588 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 196 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00700400040500000000 |
|---|---|
| Street Address | 87 CASCADE TER |
| City | SCHENECTADY |
| State | NY |
| Zip | 12309-1976 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT N-8 THAMES DR E-85 C-68-06 |
| Legal Block | 4 |
| Legal Lot Number | 50.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | COLONIE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 13802 |
Source: Albany County and Colonie Town records · APN 012689 7.4-4-50
Assessment roll updated March 17, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 87 CASCADE TER, SCHENECTADY, NY 12309-1976 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 87 CASCADE TER, SCHENECTADY, NY 12309-1976 |
| Document Number | 0000000267 |
| Instrument Date | Dec 14, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2017 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 87 CASCADE TER NISKAYUNA NY 123091976, NISKAYUNA, NY 12309-1976 |
| Document Number | 0000000267 |
|---|---|
| Date | Jan 04, 2017 |
| Instrument | 267 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 03, 2032 |
Source: Albany County and Colonie Town records · Assessment roll updated March 17, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Colonie Town |
| Unified School District | Niskayuna Central School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,620.00 (+6.02%) Homeowner's exemption Senior Citizen's exemption | $138,000 (-) Land $34,500 Building $103,500 | $315,800 (+16.7%) Land $78,950 Building $236,850 |
| 2023 | $138,000 (-) Land $34,500 Building $103,500 | $270,600 (+9.32%) Land $67,650 Building $202,950 | |
| 2022 | $138,000 Land $34,500 Building $103,500 | $247,534 Land $61,883 Building $185,651 | |
| 2021 | $5,301.00 |
Source: FEMA National Flood Hazard Layer, Albany County (36001C), updated March 6, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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