85 Cascade Ter, Schenectady, NY 12309 Property Records

Albany County and Colonie Town property record for 85 Cascade Ter, Schenectady, NY 12309

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,708 sqft · built 1976
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,774 (2025)
Flood Zone	Zone X (minimal risk)
APN	`012689 7.4-4-49`

Property Details

APN / Parcel Number

Primary APN	`012689 7.4-4-49`
Alternative APNs	`268900700400040490000000` `00700400040490000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,708 sqft Living Area
1st Floor Area	980 sqft
2nd Floor Area	728 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	515 sqft
Shed	1 Shed
Shed Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00700400040490000000
Street Address	85 CASCADE TER
City	SCHENECTADY
State	NY
Zip	12309-1976
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	04 - FARM
Legal Description	N-7 DANUBE DR E-83 C-68-05
Legal Block	4
Legal Lot Number	49.000
Jurisdiction	ALBANY NY
Township / Civil Division	COLONIE
Census Block Group	2
Census Block	2001
Census Tract	13802

Owner

Source: Albany County and Colonie Town records · APN 012689 7.4-4-49

Assessment roll updated March 17, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	85 CASCADE TER, SCHENECTADY, NY 12309-1976
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Nov 20, 2008
Transfer Doc	0029380000000287
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Albany County and Colonie Town records · Assessment roll updated March 17, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Colonie Town
Unified School District	Niskayuna Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,774.00 (+6.9%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption	$140,500 (-) Land $35,100 Building $105,400	$321,500 (+16.7%) Land $80,318 Building $241,182
2023		$140,500 (-) Land $35,100 Building $105,400	$275,500 (+9.32%) Land $68,826 Building $206,674
2022		$140,500 Land $35,100 Building $105,400	$252,018 Land $62,960 Building $189,058
2021	$4,466.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 6, 2019 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 251 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	LATHAM WATER DISTRICT serves 85,590 people
Water Source	Surface water
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.