Albany County and Colonie Town property record for 83 Cascade Ter, Schenectady, NY 12309
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,762 sqft · built 1976 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on File |
| Last Sale | $195,000 (Jan 2019) |
| Tax Bill | $8,638 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage Jun 2020 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 012689 7.4-4-48 |
| Primary APN | 012689 7.4-4-48 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,762 sqft Living Area |
| 1st Floor Area | 1,316 sqft |
| 2nd Floor Area | 1,446 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 12,197 sqft (0.28 acres) |
| Garage Type | Attached |
| Garage Area | 616 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
| Porch | Slab |
| Porch Area | 376 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00700400040480000000 |
|---|---|
| Street Address | 83 CASCADE TER |
| City | SCHENECTADY |
| State | NY |
| Zip | 12309-1976 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 04 - FARM |
| Legal Description | LOT N-DANUBE DR E-81 C-68-04 |
| Legal Subdivision | CASCADE TERRACE |
| Legal Block | 4 |
| Legal Lot Number | 48.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | COLONIE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 13802 |
Source: Albany County and Colonie Town records · APN 012689 7.4-4-48
Assessment roll updated March 17, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 83 CASCADE TER, SCHENECTADY, NY 12309-1976 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TRUSTCO BANK |
| Jun 18, 2020 | Deed of Trust, Mortgage · Line of Credit TRUSTCO BANK |
| Dec 18, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Dec 18, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Sep 05, 2017 | Warranty Deed, Transfer · Conventional Mortgage PLAZA HOME MORTGAGE INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 04, 2019 · Amount on Record |
| Deed Sale | Jan 04, 2019 · Amount on Record |
| Prior Sale | Sep 05, 2017 · Amount on Record |
| Deed Document Number | 2019286 |
| Prior Transfer Date | Dec 17, 2018 |
| Prior Transfer Doc | 0000027987 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 83 CASCADE TER, SCHENECTADY, NY 12309-1976 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000011121 |
|---|---|
| Date | Jun 18, 2020 |
| Instrument | R2020-11121 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Address | ALBANY, NY 12205 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | May 07, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 83 CASCADE TER, SCHENECTADY, NY 12309-1976 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000011119 |
|---|---|
| Date | Jun 18, 2020 |
| Instrument | R2020-11119 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | May 07, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Dec 18, 2018 |
| Property Address | 83 CASCADE TER, SCHENECTADY, NY 12309-1976 |
| Document Number | 0000027987 |
| Instrument Date | Dec 17, 2018 |
| Instrument | 27987 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2019 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 83 CASCADE TER NISKAYUNA NY 123091976, NISKAYUNA, NY 12309-1976 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Dec 18, 2018 |
| Property Address | 83 CASCADE TER, SCHENECTADY, NY 12309-1976 |
| Document Number | 0020187987 |
| Book / Page | 002018 / 027987 |
| Instrument Date | Dec 17, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2019 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 83 CASCADE TER NISKAYUNA NY 123091976, NISKAYUNA, NY 12309-1976 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Sep 05, 2017 |
| Property Address | 83 CASCADE TER, SCHENECTADY, NY 12309-1976 |
| Document Number | 0000001168 |
| Map Reference | MAP4917 DR166 |
| Instrument Date | Aug 22, 2017 |
| Instrument | R2017-21168 |
| Transaction Type | Transfer |
| Record Updated | Apr 07, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,324.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 83 CASCADE TER, 83, SCHENECTADY, NY 12309-1976 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 79 CASCADE TER, SCHENECTADY, NY 12309-1976 |
| Document Number | 0000001169 |
|---|---|
| Date | Sep 05, 2017 |
| Instrument | R2017-21169 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2047 |
Source: Albany County and Colonie Town records · Assessment roll updated March 17, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Colonie Town |
| Unified School District | Niskayuna Central School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,638.00 (+4.69%) | $176,500 (-) Land $44,100 Building $132,400 | $403,900 (+16.7%) Land $100,918 Building $302,982 |
| 2023 | $176,500 (-) Land $44,100 Building $132,400 | $346,100 (+9.32%) Land $86,476 Building $259,624 | |
| 2022 | $176,500 Land $44,100 Building $132,400 | $316,592 Land $79,103 Building $237,489 | |
| 2021 | $8,251.00 |
Source: FEMA National Flood Hazard Layer as of March 6, 2019 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 251 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LATHAM WATER DISTRICT serves 85,590 people |
|---|---|
| Water Source | Surface water |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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